My IFA requires my Harrow lawyer’ panel reference for the Nat West conveyancing panel. How do I obtain this. I have tried my local Harrow office but they have not got back to me yet.
You are best placed to get this information from your Harrow solicitor . Most Harrow law firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
Some advice if I may. My Harrow conveyancer is advising me that he is legally obliged toconduct Harrow conveyancing searches becausethe firm are on the Santanderconveyancing panel. Do I not have any say here?
Unfortunately both you and your lawyer have little choice here. As you are taking a mortgage with a lender your solicitor has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancing practitioner would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to comply with the CML Handbook specifications . Even if you were a cash buyer you would be ill advised not to carry out Harrow conveyancing searches.
My wife and I have recently appointed a conveyancing solicitor in Harrow. I need to find out if they are on the The Mortgage Works approved list of lawyers. Could you help?
You should phone the lawyer and ask them whether they are on the lender panel. Alternatively you should get in touch with The Mortgage Works who may be able to help.
The estate agent has sent us the confirmation of our purchase of a new build flat in Harrow. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Harrow
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please confirm the Lease plans are surveyor prepared. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
I've recently found out that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a simple, no chain conveyancing. Harrow is the location of the property. Is there any advice you can impart?
Flying freeholds in Harrow are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Harrow you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Harrow may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I'm converting the mortgage on my existing house to a buy to let loan with TSB and I will use the ballance of the raised equity as a down payment on a second house. The neighborhood we are talking about is Harrow. Will your lawyers be able to act for both sets of lenders and tie in the two deals?
Do use our search tool on this page to be sure that the conveyancers are on the appropriate lender panels. Having checked that they are the conveyancer should be able to tie up the two conveyancing matters but you should have a chat with you conveyancer and specify your expectations and requirements.