I have been referred to a conveyancing solicitor in Harrow. I I would like to check if they are on the The Royal Bank of Scotland conveyancing panel. Can you advise?
The first thing to do is e-mail the solicitor and enquire if they are on the lender panel. Otherwise please get in touch with The Royal Bank of Scotland who may be able to assist.
What is the difference between a licensed conveyancer and conveyancing solicitor in Harrow
There are many recorded licenced Conveyancers in Harrow and Solicitor practices in Harrow who can assist with your conveyancing We would stress that both are supervised by regulatory bodies with both specialising in the legal aspects of the home buying process. They may both also handle associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
A friend pointed out to me me that in purchasing a property in Harrow there could be various restrictions preventing external alterations to a property. Is this right?
We are aware of a number of properties in Harrow which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Harrow should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am buying a victorian detached house in Harrow. The intention is to carry out a loft conversion at the property.Will legal due diligence on the property involve investigations to determine if these alterations are allowed?
Your property lawyer will check the registered title as conveyancing in Harrow can on occasion reveal restrictions in the title documents which prohibit certain works or require the permission of another owner. Many works call for local authority planning consent and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be prudent to check these issues with a surveyor ahead of any purchase.
I'm purchasing my first flat in Harrow benefiting from help to buy. The builders would not budge the amount so I negotiated 6k of fixtures and fittings instead. The house builders rep told me not reveal to my solicitor about this side-deal as it will affect my loan with Platform Home Loans Ltd. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Am I better off to instruct a Harrow conveyancing lawyer based in the vicinity that I am purchasing? I have an old university friend who can deal with the legal formalities but they are based 300kilometers away.
The benefit of a high street Harrow conveyancing practice is that you can drop in to execute documents, deliver your identification documents and pester them if necessary. Having local Harrow know how is a plus. That being said it's more important to get someone that will pull out all the stops for you. If if people you trust instructed your friend and in the main were happy that must trump using an unfamiliar Harrow conveyancing solicitor just because they are based in the area.
I wish to sublet my leasehold flat in Harrow. Conveyancing solicitor who did the purchase is retired - so can't ask him. Do I need to ask my freeholder for their consent?
A lease governs relations between the freeholder and you the leaseholder; in particular, it will indicate if subletting is banned, or permitted but only subject to certain conditions. The accepted inference is that if the lease contains no specific ban or restriction, subletting is allowed. The majority of leases in Harrow do not prevent an absolute prevention of subletting – such a clause would undoubtedly devalue the property. Instead, there is usually a basic requirement that the owner notifies the freeholder, possibly sending a copy of the sublease.
I own a first floor flat in Harrow. Given that I can not reach agreement with the landlord, can the Leasehold valuation Tribunal determine the premium payable for a lease extension?
You certainly can. We can put you in touch with a Harrow conveyancing firm who can help.
An example of a Lease Extension case for a Harrow premises is flat 93b Welldon Crescent in May 2009. The Tribunals valuation for a 90-year lease extension of this fat was £13,171 This case affected 1 flat. The number of years remaining on the existing lease(s) was 75.25 years.
I am hoping to put an offer on a small detached house that seems to be perfect, at a reasonable figure which is making it all the more appealing. I have subsequently found out that it's a leasehold rather than freehold. I would have thought that there are particular concerns buying a house with a leasehold title in Harrow. Conveyancing advisers have not yet been instructed. Will they explain the issues?
Most houses in Harrow are freehold and not leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. it is apparent that you are buying in Harrow so you should seriously consider shopping around for a Harrow conveyancing solicitor and check that they are used to transacting on leasehold houses. First you will need to check the number of years remaining. As a leaseholder you will not be entirely free to do whatever you want to the property. The lease comes with conditions such as obtaining the landlord’spermission to conduct alterations. It may be necessary to pay a service charge towards the upkeep of the communal areas where the property is located on an estate. Your conveyancer will advise you fully on all the issues.