I am obtaining a offer of a home loan from Nat West. My intention is to retain the legal services of a Licensed Conveyancer in Kenton. Does the Nat West Solicitor panel include conveyancers regulated by the CLC?
The Nat West conveyancing panel is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
Do the conveyancing practitioners that are recommend conduct auction conveyancing in Kenton?
There are a number of niche practitioners we can connect you with those conducting auction conveyancing. Kenton is one of hundreds of locations in which our lawyers are based.
Having sold my house in Kenton last June yet the purchaser is Skype messaging me to say her solicitor is waiting to hear from mine. What are the post completion sale legalities following completion?
After completion of your house sale your conveyancer is duty bound to deliver the transfer deeds and all additional paperwork to the purchaser's conveyancer. If applicable, your conveyancer should also evidence that the mortgage has been discharged to the buyers lawyers. There is unlikely to be post completion requirements just for conveyancing in Kenton.
Do I need to pay for insurance to protect me from financial exposure to chancel repairs when buying a property in Kenton?
Unless a previous purchase of the property took place after 12 October 2013 you can expect conveyancing practitioners conducting conveyancing in Kenton to continue to suggest a chancel search and or insurance against a claim.
I'm refinancing my primary house to a buy to let loan with Norwich and Peterborough Building Society and intend to use the remaining equity towards further house. The neighborhood we are interested in is Kenton. Will your solicitors be able to act for both sets of mortgage companies and tie in the two deals?
Do use our search tool on this page to ensure that the lawyers are approved by both banks. Assuming that they are the conveyancer will be able to connect the two deals but you should talk with you solicitor and communicate your expectations and needs.
Our conveyancer in Kenton has identified a defect with the lease for the flat we are buying in Kenton. The seller’s lawyers have put forward title insurance as a workaround. We are content with insurance and will cover the costs. Our lawyer has advised that as he is on the bank conveyancing panel he must check that the lender is happy with this solution. Who is the client here, us or the mortgage company?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the mortgage company are the client. A precondition to being on the mortgage company approved panel is to comply with the UK Finance Lenders’ Handbook requirements. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects will the lease so that the mortgage company can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.