My wife and I are buying a 3 bedroom apartment in Northwick Park with a mortgage. We have a Northwick Park conveyancer, but the lender says he's not on their "panel". It appears that we have little choice but to appoint one of the lender panel conveyancing practices or keep our Northwick Park property lawyer as well as pay for one of their panel ones to act for them. This feels very unfair; are we not able to insist that the bank use our Northwick Park solicitor ?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Northwick Park conveyancing solicitor to apply to be on the conveyancing panel.
Can I use your services to find a Conveyancing solicitor in Northwick Park even if I’m not purchasing or disposing of a house, for example if I want to buy a shop in Northwick Park with a loan from Platform Home Loans Ltd?
Our search tool is primarily utilised to help choose domestic conveyancing solicitors in Northwick Park but we have recorded towards the bottom of this page some Northwick Park commercial conveyancing firms. You should enquire with the company directly to check if they are also authorised to represent Platform Home Loans Ltd
I am planning on selling our house in Northwick Park and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. Any local conveyancer would know that there is no such problem. It does beg the question why the buyers are using an online conveyancing practice rather than a conveyancing solicitor in Northwick Park. Having lived in Northwick Park for 4 years we know that this is a non issue. Should we get in touch with our local Authority to obtain confirmation need.
It would appear that you have a conveyancing solicitor currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
Are there restrictive covenants that are commonly identified during conveyancing in Northwick Park?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Northwick Park. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I'm converting the mortgage on my current house to a BTL mortgage with Santander and I will use the rest of the raised equity towards further house. The area we are talking about is Northwick Park. Will your solicitors be able to act for both sets of banks and link together the conveyances?
Do use our search tool on this site to ensure that the conveyancers are on the relevant lender panels. Having checked that they are the lawyer will be able to tie up the two deals but you should have a chat with you lawyer and make clear your desired outcome and needs.
Online research suggests that Northwick Park solicitors are more expensive than licensed conveyancers in Northwick Park to use when purchasing a house. So is it better if I use a conveyancer or a solicitor if I am buying for my home move in Northwick Park.
When it comes to conveyancing in Northwick Park the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.