Having been referred to your web site we were about to use a conveyancing solicitor in Northwick Park endorsed on your site but stumbled across alternative estimates via the web appear less pricey – how come?
There are many firms of websites advertising supposedly cheap conveyancing, unfortunately it’s common in such cases for additionalcharges end up with the closing fee being inflated. Solicitors are duty bound to ensure fees outlined in terms of business should be transparent and reasonable invoiced The conveyancers that we put forward for conveyancing in Northwick Park clearly state all charges for a residential conveyancing transaction.
My fiancee and I are acquiring our first home. Our property lawyer has contact usto see if we wish to order additional conveyancing searches. Frankly we are clueless as to what's relevant for conveyancing in Northwick Park
The range of Northwick Park conveyancing searches should be dictated entirely on the premises, the location, the likelihood of any of these risks, your knowledge of the locality and risks, your overall attitude to risk. What matters is that you properly appreciate what information each search could give you. You may then decide if you personally think you need that search. If in doubt, ask the conveyancer to guide you.
How up to date is your database of Northwick Park solicitors on the Co-operative conveyancing panel? Do Co-operative send you an updated list?
Northwick Park conveyancing firms themselves provide us confirmation that they are on the Co-operative conveyancing panel as opposed to being supplied with a list from Co-operative directly.
My property lawyer in Northwick Park is not listed on the Platform Home Loans Ltd Solicitor Panel. Is it possible for me to retain my prefered solicitor notwithstanding that they are excluded from the Platform Home Loans Ltd approved list?
Your options are as follows:
- Complete the purchase with your preferred Northwick Park lawyers but Platform Home Loans Ltd will need to retain a solicitor on their panel. This will inevitably rack up the total legal charges and result in frustration.
- Get an alternative lawyer to to deal with the purchase, not forgetting to check they are Platform Home Loans Ltd approved.
- Try to convince your Platform Home Loans Ltd solicitor to attempt to join the Platform Home Loans Ltd panel
I am buying a end of terrace house in Northwick Park. Our aim is to an extension at the rear at the property.Will legal investigations on the property involve investigations to ascertain if these works are permitted?
Your conveyancer should review the deeds as conveyancing in Northwick Park will sometimes identify restrictions in the title deeds which restrict categories of alterations or necessitated the permission of a 3rd party. Certain extensions require local authority planning consent and approval in accordance building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be prudent to check these issues with a surveyor ahead of any purchase.
Is it the case that all Northwick Park CQS (Conveyancing Quality Scheme) solicitors are on the Skipton conveyancing panel?
It is true that some banks and building societies now use CQS as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their approved list of firms.
I can not work out if my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Northwick Park building society branch on a couple of occasions and was reassured it wasn't an issue and they would lend. My Northwick Park conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. I simply don't know who is right.
Provided that the conveyancer is on the lender approved list, she or he must comply with the CML Handbook conditions for the lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
I used Stirling Law a few years ago for my conveyancing in Northwick Park. I now require my file however cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Northwick Park of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.