How up to date is your database of Northwick Park solicitors on the Aldermore conveyancing panel? Do Aldermore send you an updated list?
Northwick Park conveyancing firms themselves provide us confirmation that they are on the Aldermore conveyancing panel as opposed to being supplied with a list from Aldermore directly.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Northwick Park. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 27/5/2025, the requirements read as follows :
How does conveyancing in Northwick Park differ for newly converted properties?
Most buyers of new build property in Northwick Park approach us having been asked by the seller to sign contracts and commit to the purchase even before the premises is completed. This is because developers in Northwick Park usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Northwick Park or who has acted in the same development.
Due to the advice of my in-laws I had a survey completed on a house in Northwick Park prior to appointing lawyers. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some mortgage companies may not grant a mortgage on a flying freehold home.
It depends who your proposed lender is. HSBC has different requirements from Nationwide. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Northwick Park. Conveyancing will be smoother if you use a solicitor in Northwick Park especially if they are accustomed to such properties in Northwick Park.
Can you provide any advice for leasehold conveyancing in Northwick Park with the intention of expediting the sale process?
- A significant proportion of the delay in leasehold conveyancing in Northwick Park can be bypassed where you get in touch lawyers the minute your agents start marketing the property and ask them to collate the leasehold information needed by the buyers’ representatives. If you have had conflict with your freeholder or managing agents it is very important that these are resolved prior to the flat being put on the market. The buyers and their solicitors will be nervous about purchasing a property where there is a current dispute. You will have to accept that you will have to pay any arrears of service charge or resolve the dispute prior to completion of the sale. It is therefore preferable to have any dispute settled ahead of the contract papers being issued to the buyers’ solicitors. You will still have to reveal particulars of the dispute to the buyers, but it is clearly preferable to present the dispute as over rather than ongoing. You believe that you know the number of years left on your lease but it would be advisable verify this via your conveyancers. A purchaser's conveyancer will not be happy to advise their client to where the remaining number of years is under 80 years. It is therefore important at an as soon as possible that you consider whether the lease for your property needs extending. If it does, contact your solicitors before you put your home on the market for sale. In the event that you altered the property did you need the Landlord’s approval? Have you, for example laid down wooden flooring? Most leases in Northwick Park state that internal structural changes or installing wooden flooring calls for a licence issued by the Landlord consenting to such works. Where you dont have the consents to hand you should not communicate with the landlord without checking with your conveyancer before hand. The majority of landlords or Management Companies in Northwick Park levy fees for providing management packs for a leasehold premises. You or your lawyers should discover the fee that they propose to charge. The management information sought on or before finding a buyer, thus accelerating the process. The typical amount of time it takes to obtain the necessary information is three weeks. It is the most frequent reason for delay in leasehold conveyancing in Northwick Park.
We have reached the end of our tether in seeking a lease extension in Northwick Park. Can the Leasehold Valuation Tribunal adjudicate on premiums?
Absolutely. We are happy to put you in touch with a Northwick Park conveyancing firm who can help.
An example of a Lease Extension case for a Northwick Park residence is Ground Floor Flat 17 Frognal Avenue in April 2012. the Tribunal agreed that a value of £160,000 for the extended lease was appropriate. This case was in relation to 1 flat. The unexpired residue of the current lease was 61.66 years.
Are there any apps to help find a Northwick Park conveyancing solicitor on the bank conveyancing panel? I have a car and am prepared to travel up to 25kilometers to meet the conveyancer.
You can use the find a conveyancing panel tool on this page. Please choose the lender and your location, in this case Northwick Park and you will see a number of lawyer located nearest Northwick Park. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the bank solicitor panel.