I am buying a house without a mortgage in Queensbury. I have lived for the previous 20 years in Queensbury. Conveyancing searches are a lot of money. Given that I know the road and vicinity intimately should I not bother getting the solicitor to do all the conveyancing searches?
In the absence of a mortgage, then the vast majority of the Queensbury conveyancing searches are at your discretion. Your lawyer will 'advise', no-doubt strongly, that you should have searches done, but she is duty bound to do this. One thing to take into account; if you are likely to sell the house at a future date, it will likely be be of relevance to your prospective purchaser what the searches disclose. There are plenty of instances where properties with no practical issues can still throw up unexpected search results. A competent conveyancing solicitor in Queensbury will be able to give you some helpful guidance here.
We are planning to acquire a flat and need a conveyancing solicitor in Queensbury who is on the Aldermore conveyancing panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Aldermore . We don't recommend any particular firms conducting conveyancing in Queensbury.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Queensbury. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 16/12/2024, the requirements read as follows :
Should our lawyer be raising enquiries concerning flooding as part of the conveyancing in Queensbury.
Flooding is a growing risk for conveyancers dealing with homes in Queensbury. Some people will buy a property in Queensbury, completely expectant that at some time, it may suffer from flooding. However, leaving to one side the physical damage, if a house is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or dispose of the premises. Steps can be carried out during the course of a property purchase to forewarn the buyer.
Lawyers are not qualified to give advice on flood risk, however there are a numerous checks that can be undertaken by the purchaser or by their solicitors which should give them a better appreciation of the risks in Queensbury. The conventional set of information sent to a purchaser’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual inquiry of the vendor to discover whether the premises has ever been flooded. If the property has been flooded in past and is not disclosed by the vendor, then a buyer may bring a legal claim for losses as a result of such an incorrect response. A buyer’s lawyers will also carry out an environmental report. This should disclose whether there is a recorded flood risk. If so, more detailed investigations should be made.
I'm converting the mortgage on my primary house to a buy to let loan with TSB and intend to use the remaining equity towards further property. The area we are talking about is Queensbury. Will your conveyancers be able to act for both sets of lenders and tie in the conveyances?
Do use our comparison tool on this page to be sure that the lawyers are approved by both lenders. On the basis that they are your solicitor should be able to simultaneously deal with the two transactions but you should have a chat with you conveyancer and communicate your expectations and requirements.
I am unable to be present at my Queensbury conveyancing solicitors office to sign documents for conveyancing in Queensbury – will this be problematic?
You need not be concerned. Queensbury conveyancing solicitors can deal with home moves for clients nationwide. You are unlikely to be required to visit a Queensbury conveyancers office. They can deal with all communications via phone, post and email - whatever works for you.