I have just been advised by my mortgage broker that my Camden property lawyer is not on the mortgage company Solicitor panel. What can I do to check?
The sensible course of action for you to take is to contact your Camden conveyancer. It is reasonable to expect your lawyer to advise you of the situation. Where they are not on the panel they may recommend you to a Camden conveyancing firm that is on the conveyancing panel for your mortgage company.
AssumingI was to purchase a straightforward housein Camden for cash and dispense with a survey and no conveyancing searches how much could I expect to to save on my conveyancing in Camden?
Any savings you would make will be isolated to the Camden conveyancing searches. Your conveyancing practitioner still be obliged to do everything else - money laundering, liaising with the vendors lawyer, SDLT submission, register the ownership etc. A marginal saving might be made by not needing to register a mortgage but it won't be significant.
Can your site be used to locate a Conveyancing solicitor in Camden even if I’m not buying or disposing of a house, for example where I wish to acquire a shop in Camden with a loan from Platform Home Loans Ltd?
The service is primarily used to select domestic conveyancing solicitors in Camden but we have listed towards the end of this page a few Camden commercial conveyancing firms. You should make contact with the firm directly to establish if they are also authorised to represent Platform Home Loans Ltd
What is the difference between a licensed conveyancer and conveyancing solicitor in Camden
Two types of professional can conduct conveyancing in Camden namely CLC regulated conveyancers or solicitors. The two can administer the legal services that required to complete the disposal or purchase of property. They are both required to carry out Camden conveyancing on similar quality and guidelines so you may be safe in the knowledge that your conveyancing will be professionally carried out and that the necessary procedures will be appropriately followed.
I have decided to exercise my right to buy my property in Camden off the council. I have a mortgage agreed with Nottingham. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nottingham, you will need to appoint a solicitor on the Nottingham conveyancing panel.
At last I have had an offer on a flat in Camden agreed to, but there is a chain. The sellers have placed an offer on on an apartment, but it’s not been accepted yet, and have viewings of other properties in the pipeline. I have instructed a local conveyancing solicitor in Camden. What should be my next step? When do I get the mortgage application with Bank of Ireland started?
It is usual to have apprehensions where there is a chain as you are unlikely to want to incur costs too early (mortgage application is in the region of one thousand pounds, then survey, Camden conveyancing search charges, etc). The first thing to do is ensure that your solicitor is on the Bank of Ireland conveyancing panel. As to the next phase this very much depends on the uniqueness of your transaction, desire for this property and on the state of the market. In a hot market many purchasers will apply for the mortgage with Bank of Ireland and arrange for the valuation and only if it comes back ok would they ask their property lawyer to press on with the conveyancing in Camden.
I bought my apartment on 6 June and my personal details are still not on the land registry website. Need I be worried? My conveyancing solicitor in Camden said it should be dealt with inside ten days. Are transfers in Camden uniquely lengthy to register?
There is nothing unique when it comes to conveyancing in Camden registration formalities. As opposed to being determined by geographic area, timescales can differ depending on the party submitting the application, whether there are errors and if the Land registry have to notify any third persons or bodies. Currently approximately three quarters of submission are completed in less than three weeks but some can be subject to protracted delays. Registration occurs after the new owner has moved in to the property therefore 'speed' is not usually an essential issue yet where there is a degree of urgency associated with the registration then you or your lawyers must speak with the land registry and explain the circumstances.
How up-to-date is your search tool for the bank conveyancing panel in Camden? Do the lenders send you an updated list?
Camden firms and firms carrying out conveyancing in Camden themselves provide us confirmation that they are on the mortgage company conveyancing panel as opposed to being supplied with a list from the bank directly.