We were about to retain a conveyancing solicitor in Camden found on your site but have come across alternative fee calculations via the web look less pricey – why is this?
One can find numerous conveyancing organisations promoting alleged £99 conveyancing, but additionalcosts result in the final invoice being inflated. Conveyancers are obliged to make sure that fees outlined in terms and conditions should be equitable invoiced The law firms that we list for conveyancing in Camden clearly state all costs for the property you plan topurchase.
Can you vouch for a HSBC Bank accepted Camden conveyancing solicitor who can have us moved in within two weeks? Would it be better to use a local Camden practice or a factory type comparison site?
We can recommend some very good Camden conveyancing firms. Another option is to visit the main road in Camden. Go in to two or three law practices and request to see a conveyancing solicitor for a quote. Mention your requirements together with your reasons and ask for a commitment on your deadline. Select the lawyer that appears most efficient.
I am the registered owner of a freehold residence in Camden yet pay rent, why is this and what is this?
It’s unusual for properties in Camden and has limited impact for conveyancing in Camden but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges post 1977.
Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 is to be extinguished.
The deeds to my property can not be found. The conveyancers who did the conveyancing in Camden 4 years ago are no longer around. What do I do?
As long as the title is registered the details of your ownership will be recorded by the Land Registry under a Title Number. It is possible to carry out a search at the Land Registry, locate your property and order up to date copies of the Registered Entries for less than a fiver. If the title is Leasehold then the Land Registry will also normally hold a certified duplicate of the Registered Lease and again, a copy can be retrieved for a small fee.
I'm buying a new build house in Camden with the aid of help to buy. The builders refused to move on the price so I negotiated 6k of fixtures and fittings instead. The property agent told me not to tell my conveyancer about the side-deal as it may impact my mortgage with Bank of Scotland. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the encouragement of my in-laws I had a survey completed on a property in Camden before instructing conveyancers. I have been advised that there is a flying freehold overhang to the house. The surveyor advised that some lenders may refuse to give a mortgage on a flying freehold premises.
It depends who your proposed lender is. Santander has different instructions from Halifax. Should you wish to telephone us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Camden. Conveyancing will be smoother if you use a solicitor in Camden especially if they are accustomed to such properties in Camden.