We are a couple about to sign contracts for a freehold house in Darlington. We have hit a problem. Our mortgage offer with Britannia expires on 13/10/2025 but the owners are insisting on a completion date of 15/10/2025. Can one prolong the loan offer?
The person best placed to address this question is your solicitors who will hopefully determine whether he or she is should be discussing with the bank, seller’s conveyancers, estate agents or conceivably all parties based on what has happend in your house move to date.
I am purchasing a terraced house in Darlington. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Darlington you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Darlington.
I need some quick conveyancing in Darlington as I am faced with a deadline to complete within 2 weeks. Luckily I do not need a mortgage. Is it possible to escape the need for conveyancing searches to save money and time?
If.Given you are not taking a home loan you are at free not to have searches carried out although no conveyancer would recommend that you don't. Drawing on years of experience of conveyancing in Darlington the following are examples of what can crop up and therefore impact market value: Enforcement Actions, Outstanding Charges, Outstanding Grants, Road Schemes,...
Me and my brother have a renovated Georgian property in Darlington. Conveyancing solicitor acted for me and Halifax. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Darlington and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with the conveyancing practitioner who conducted the conveyancing.
Just had an offer accepted on a new build apartment in Darlington. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Darlington
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Please confirm the Lease plans are surveyor prepared. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.
We're first time buyers - had an offer accepted, yet the selling agent advised that the seller will only proceed if we appoint the agent's preferred lawyers as they are insisting on a ‘quick sale’. Our preferred option is to instruct a high street conveyancer used to conveyancing in Darlington
We suspect that the seller is not behind this request. If they require ‘a quick sale', alienating a serious purchaser is is going to put the whole deal at risk. Bypass the agents and go straight to the owners and make the point that (a)you are motivated purchasers (b)you are excited to move forward, with finances in place © you are chain free (d) you intend to proceed fast (e)however you will continue to appoint your own,trusted Darlington conveyancing solicitors - as opposed tothe ones that will provide their estate agent a kickback or achieve conveyancing targets demanded by head office.