Can I use your services to find a Conveyancing solicitor in Charlbury even if I’m not purchasing or disposing of a house, for instance where I intend to acquire a shop in Charlbury with a loan from Platform Home Loans Ltd?
Our comparison service is predominantly utilised to get a quote from residential conveyancing solicitors in Charlbury but we have listed at the end of this page some Charlbury commercial conveyancing firms. You should enquire with the solicitors directly to see if they can also act for Platform Home Loans Ltd
My uncle passed away six months ago and as sole heir and executor I was left the property in Charlbury. The house had a small mortgage remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Bank of Ireland, pay off the mortgage. Is this possible?
Given you intend to re-mortgage then Bank of Ireland will insist on your using a conveyancer on the Bank of Ireland conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Bank of Ireland conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Bank of Ireland mortgage is registered as a charge at the Land Registry.
I am aiming to move house in May. Will my conveyancing solicitor call the removal company on the day of completion. As an aside, can you suggest a removal company in Charlbury. Conveyancing firm was chosen before I stumbled across this page.
On the afternoon of completion you will need to collect the house keys from your estate agent however this should only occur once the previous owners solicitors advise the agent that they acknowledge receipt of the completion payment and the keys can be released. After that you will need to inform the removal men that they can start moving you in. We do not suggest a particular removal organisation but can help you choose a conveyancing in Charlbury or a lawyer with expertise in conveyancing in Charlbury.
My fiancee and I are at the point of looking at apartments in Charlbury and I am now considering a potential offer. Should I already have a property lawyer in place at this point? I am planning to take a home loan with Principality.
You should start obtaining conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the selling agent. As you are taking out a mortgage with Principality, make sure you remember to check that your lawyer is on the Principality conveyancing panel.
Completion of my remortgage has taken place for my property in Charlbury. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I have recentlyfound out that Stirling Law have been shut down. They conducted my conveyancing in Charlbury for a purchase of a freehold house 12 months ago. How can I be sure that the property is registered correctly in the name of the previous owner?
The easiest method to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Charlbury conveyancing specialists.
I am looking for a ground for flat up to £305k and found one round the corner in Charlbury I like with amenity areas and station nearby, the downside is that it only has 61 remaining years left on the lease. I can't really find anything else in Charlbury suitable, so just wondered if I would be making a grave error buying a short lease?
Should you need a home loan that many years will be a potential deal breaker. Discount the offer by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least twenty four months you could request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor about this.
I am a couple of weeks into a residential purchase having been directed to a firm by the estate agent to handle our conveyancing in Charlbury. We are not happy. Can you you assist me in finding new solicitors?
They would need to be really bad to suggest diss instructing them. Has the mortgage offer been generated? In the event that it has you must advise them of the new contact details and ensure the loan are issued to the new lawyers. The solicitor ideally should be on the mortgage company approved list to avoid supplemental charges and frustration. So that should be your first question of the new lawyers. Our find a solicitor tool can assist you in finding a lender approved conveyancer for your home move in Charlbury