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Find a Lender-Approved Local Conveyancer in Charlbury

Ready to buy a new home? Find a law firm approved by your lender.

You can try and find the cheapest conveyancing solicitors in Charlbury but be careful as you may get what you pay for.

Reasons to use our Charlbury conveyancing solicitors

  • 1 Low cost packages from online conveyancers might seem attractive. However, these firms are often based many miles away with limited appreciation of the factors that affect property transactions in Charlbury
  • 2 The Charlbury conveyancing practitioners that we work with are dedicated to providing value for money, efficient and accessible conveyancing service to borrowers, sellers and investors in Charlbury
  • 3 Experience means that Charlbury conveyancer have established valuable links with Charlbury local estate agents, banks, building societies, landlords and house builders enabling them to liaise at speed with all concerned in the process of handling your conveyancing in Charlbury.
  • 4 Property lawyer conveyancing firms have excellent personal connections with Charlbury selling agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.
  • 5 Using a a family Solicitor on the whole means that you will receive a more bespoke service. Sometimes when dealing with a large conveyancing firm, your transaction is handled by a team of people who who update you by reading from their computer screens.

Examples of recent conveyancing in Charlbury since December 2024*

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Transfer

of detached residence premises, Ticknell Piece Road, OX7 3TW completing on 10/01/2025 at a price of £410,000. The conveyancing process included amongst the various tasks: sending conveyancing papers to buyers representatives, taking formal instructions from and updating the seller client, sending title deeds and executed transfer to purchaser’s solicitor

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Sale

of semi property, Sandford Park, OX7 3TH completing on 10/01/2025 at a price of £635,000. The conveyancing process included amongst the various tasks: sending conveyancing papers to buyers representatives, dealing with appropriate requisitions and enquiries, preparing statement detailing charges

street view

Sale

of semi property, Potter Close, OX7 3EE completing on 24/01/2025 at a price of £850,000. The conveyancing process included amongst the various tasks: taking formal instructions from and updating the seller client, agreeing completion date with parties, preparing statement detailing charges

street view

Sale

of detached residence residence, Witney Road, OX7 3DF completing on 08/01/2025 at a price of £670,000. The legal transfer of property included amongst the various tasks: dealing with appropriate requisitions and enquiries, sending the transfer to the vendor for execution in readiness for completion, taking formal instructions from and updating the seller client

Recently asked questions about conveyancing in Charlbury

Why do I have to pay up front for conveyancing in Charlbury?

Where you are retaining lawyers for conveyancing in Charlbury your lawyer will request that you put them with monies to cover the the cost of the conveyancing searches. Ordinarily this is needed to cover the fees of the Local Authority Search. If any deposit is payable against the purchase price then this should be needed shortly ahead of contracts are exchanged. Any further balance that is needed should be transferred a couple of days prior to the day of completion.

My solicitor has informed me that lack of right of way insurance is required on my purchase. What is the level of cover for Charlbury conveyancing?

The appropriate level of lack of right of way indemnity insurance should be dictated by who your lender. It would differ for example between National Westminster Bank and The Mortgage Works. Conveyancing lawyers as opposed to borrowers take out such policies.

I am buying a property in Charlbury. One unusual aspect is that the roof has a solar panel. HSBC have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

As your lender is HSBC your lawyer must check the conveyancing instructions set out in Part two of UK Finance Lenders’ Handbook for HSBC. The CML Handbook contains minimum specifications for solar panel roof-space leases, and property lawyers are required to report to HSBC where a lease does not meet these conditions. The requirements relate to the installation of panels on properties nationwide and is not limited to Charlbury.

I am selling my apartment. I had a double glazing fitted in May 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, HSBC are being a right pain. The Charlbury solicitor who is on the HSBC conveyancing panel is saying indemnity insurance will be fine but HSBC are requiring a building regulation certificate. Why do HSBC have a conveyancing panel if they don't accept advice from them?

It is probably the case that HSBC have referred the matter to their valuer. The reason why HSBC may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Various internet forums that I have frequented warn that are the number one reason for hinderance in Charlbury conveyancing transactions. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) released determinations of research by MoveWithUs that conveyancing searches do not figure amongst the top 10 causes of hindrances during the legal transfer of property. Local searches are not likely to feature in any slowing down conveyancing in Charlbury.

Are there restrictive covenants that are commonly identified during conveyancing in Charlbury?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Charlbury. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

How does conveyancing in Charlbury differ for newly converted properties?

Most buyers of new build property in Charlbury approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is built. This is because developers in Charlbury tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Charlbury or who has acted in the same development.

We have an offer in principle from Norwich and Peterborough Building Society who indicated we could borrow up to £117k. When do I need to instruct a solicitor for conveyancing? Charlbury is where we are purchasing.

It would be wise to appoint a property lawyer now requesting that they generate a file for you. This will facilitate: 1) the estate agent to issue a Sales Memo to all parties 2) the seller’s solicitor to submit the draft paperwork. That being said, do not instruct your conveyancing practitioner to order searches until you have your valuation report via Norwich and Peterborough Building Society and you are happy to proceed.

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Sample of conveyancing solicitors in Charlbury regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Charlbury but also conveyancing throughout England and Wales.

  • Yvonne Kearney, 9 Harvest Way, Madley Park, Witney, Oxfordshire, OX28 1AW
  • Bradley Saul Solicitors, Market Chambers, 2 Market Street, Chipping Norton, Oxfordshire, OX7 5NQ
  • Stanger Stacey & Mason, 35a High Street, Witney, Oxfordshire, OX28 6HP
  • Lee Chadwick Solicitors Llp, 14 Market Square, Witney, Oxfordshire, OX28 6BE

Residential Landlord and Tenant Conveyancing solicitors in Charlbury

The list below is a non-comprehensive list of solicitors in Charlbury specialising in landlord and tenant law and on the regulations governing different types of tenancies. This will likely include advice on Court proceedings for possession

  • Stanger Stacey & Mason, 35a High Street, Witney, Oxfordshire, OX28 6HP
  • Lee Chadwick Solicitors Llp, 14 Market Square, Witney, Oxfordshire, OX28 6BE

What to expect from a Licensed Conveyancer for conveyancing in Charlbury?

Licensed Conveyancers support the transfer of the legal title of a property from one person to another and cover conveyancing nationwide not just Charlbury. If using a Licensed Conveyancer governed by the CLC, you are entitled to:
  • Be supplied with an honest and lawful conveyancing.
  • Be supplied with a high standard of legal services.
  • Be supplied with your matters dealt with using care, skill and legal know-how.
  • Have a high quality of service due to your lawyer’s arrangements, resources, procedures, skills and commitment.
  • Receive a service which is accessible and responsive to your individual needs.
  • Not feel discriminated against, victimised or harassed.
  • To receive the standard you could expect, however, if you do your lawyer accepts responsibility for this and provides you with any appropriate redress.
  • Have your specific needs taken into account should a complaint be necessary.
  • Receive a speedy, independent and comprehensive service when if a complaint is registered about your conveyancing in Charlbury.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.