My uncle passed away 10 months ago and as sole heir and executor I was left the house in Littlehampton. The house had a relatively small loan remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to RBS, pay off the mortgage. Is this allowed?
Where you intend to re-mortgage then RBS will require that you use a conveyancer on the RBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your RBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the RBS mortgage is registered as a charge at the Land Registry.
A relative suggested that if I am purchasing in Littlehampton I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is occasionally quoted for as part of the standard Littlehampton conveyancing searches. It is not a small report of about 40 pages, listing and setting out significant information about Littlehampton around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Littlehampton Education with plans and statistics, Local Amenities and other useful data about Littlehampton.
I have todaydiscovered that Wolstenholmes have been shut down. They conducted my conveyancing in Littlehampton for a purchase of a freehold house 12 months ago. How can I be sure that the property is in my name in the name of the former proprietor?
The quickest method to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Littlehampton conveyancing specialists.
Just had an offer accepted on a new build flat in Littlehampton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Littlehampton
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The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please confirm the Lease plans are architect prepared.
I'm converting the mortgage on my existing house to a BTL mortgage with TSB and intend to use the remaining equity as a deposit on a second property. The neighborhood we are looking at is Littlehampton. Will your conveyancers be able to act for both sets of banks and link together the transactions?
Make use of our comparison tool on this page to check that the conveyancers are approved by both mortgage companies. On the basis that they are the conveyancer will be able to simultaneously deal with the two deals but you should have a chat with you lawyer and specify your expectations and needs.
In my capacity as executor for the estate of my father I am selling a property in Newport but I am based in Littlehampton. My conveyancer (who is 235 miles awayhas requested that I sign a statutory declaration prior to completion. Can you recommend a conveyancing lawyer in Littlehampton to attest this legal document for me?
strictly speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will be fine regardless of whether they are based in Littlehampton