We are planning to acquire a house and need a conveyancing solicitor in Arundel who is on the Skipton conveyancing panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Skipton . We don't recommend any particular firms conducting conveyancing in Arundel.
I have paid off my mortgage with Clydesdale. I assume I don't need a Arundel property lawyer on the Clydesdale panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Clydesdale mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Clydesdale mortgage from the register. Clydesdale, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Clydesdale has sent the Land Registry the discharge electronically, and
- Clydesdale has instructed the Land Registry to do so
The mortgage over my property is with Aldermore for my property in Arundel. Conveyancing has been completed a year ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Aldermore?
Aldermore must be informed of your intention prior to letting out your property as this is likely to be a breach of Aldermore’s mortgage conditions. It may be that Aldermore will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Aldermore directly. It should not be necessary to do this via a Aldermore conveyancing panel lawyer.
At last I have had an offer on a maisonette in Arundel accepted, the sellers do nevertheless have a connected purchase. The sellers have offered on on an apartment, however it’s not yet tied up, and have viewings of other flats booked. I have selected a nearby conveyancing solicitor in Arundel. What should be my next step? When do I get the mortgage application with Nationwide started?
It is understandable to have anxieties where there is a chain as you are unlikely to want to incur expenses too early (home loan application is in the region of £1k, then valuation, Arundel conveyancing search fees, etc). First, you must check that your conveyancing practitioner is on the Nationwide conveyancing panel. Concerning the subsequent steps this very much dictated by the specifics of your case, motivation for the property and on the state of the market. In a hot market many buyers will apply for the mortgage with Nationwide and arrange for the valuation and only if it was satisfactory would they pay their property lawyer to move forward with searches.
I'm purchasing a new build house in Arundel with a loan from Britannia. The sellers would not move on the price so I negotiated £7000 of additionals instead. The sale representative advised me not reveal to my conveyancer about the deal as it could jeopardize my loan with Britannia. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the UK Finance website. UK Finance form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am one month into a residential purchase having been directed to conveyancers by the local agent to handle our conveyancing in Arundel. We are not happy. Can you you assist me in finding new solicitors?
A lawyer would have to be very poor in order to consider replacing them. Has your loan offer been issued? In the event that it has you must advise them of the replacement lawyer and ensure the loan are issued to the new lawyers. Your solicitor ideally needs to be on the banks panel to avoid escalating expenses and delays. So that should be your starting point. The search tool will assist you in finding a lender approved conveyancer for your conveyancing in Arundel
Back In 2004, I bought a leasehold house in Arundel. Conveyancing and Clydesdale mortgage went though with no issue. A letter has just been received from someone claiming to own the freehold. It included a demand for arrears of ground rent dating back to 1996. The conveyancing practitioner in Arundel who previously acted has long since retired. What should I do?
The first thing you should do is make enquiries of the Land Registry to be sure that the individual claiming to own the freehold is indeed the new freeholder. It is not necessary to instruct a Arundel conveyancing lawyer to do this as you can do this on the Land Registry website for a few pound. You should note that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
I am the registered owner of a 1 bedroom flat in Arundel, conveyancing having been completed 5 years ago. Can you let me have an estimated range of the fair premium for a lease extension? Comparable properties in Arundel with over 90 years remaining are worth £185,000. The ground rent is £65 charged once a year. The lease comes to an end on 21st October 2087
With only 61 years left to run we estimate the price of your lease extension to range between £18,100 and £20,800 plus professional fees.
The figure above a general guide to costs for extending a lease, but we are not able to provide a more accurate figure without more comprehensive due diligence. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first getting professional advice.
Online reading suggests that Arundel solicitors are more expensive than Arundel conveyancers in Arundel to use when purchasing a house. So is it better if I use a conveyancer or a solicitor if I am purchasing for my home move in Arundel.
When it comes to conveyancing in Arundel the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.