How do I search for the right lawyer to give a quality service for our conveyancing in Petworth?
Option 1 is to ask connections whom they would seek assistance from.
Option 2 is to look on the internet for conveyancing in Petworth. Pick up the phone to two or three listed and request that they email you their conveyancing charges and have a conversation with the lawyer who will handle your conveyancing beforemaking your decision.
Third is to make use of this site to assist you in finding the right lawyers for you based on your personal expectations including area of the property,speed, complexity and who the proposed lender is. Avoid the trap of appointing low cost conveyancing in Petworth
My husband and I are nearing an exchange on a house in Petworth and my parents have sent the 10% deposit to my property lawyer. I am now informed that as the deposit has been sent from someone other than me my property lawyer needs to disclose this to my bank. Apparently, in also acting for the lender he must advise them that the balance of the purchase price is not just from me. I informed the bank regarding my parents' contribution when I applied for the home loan, so is it really appropriate for this now to be an issue?
Your lawyer is obliged to check with lender to make sure that they are aware that the balance of the purchase price is not from your own resources. The solicitor can only disclose this to your lender if you permit them to, failing which, your lawyer must cease to continue acting.
We are getting a further advance on our mortgage from Bank of Ireland as we intend to conduct a loft conversion to our house in Petworth. Do we need to appoint a high street Petworth solicitor on the Bank of Ireland conveyancing panel to handle the paperwork?
Bank of Ireland would not normally instruct a member of their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Bank of Ireland panel.
Completion of my remortgage has taken place for my property in Petworth. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
After weeks of negotiation I have agreed a price on an apartment in Petworth. My mortgage broker suggested a lawyer. I paid an advanced payment of £150. Shortly after, the conveyancer contacted me sheepishly admitting that they were not on the Aldermore conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Aldermore panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I've recently found out that there is a flying freehold element on a house I put an offer in last month in what was supposed to be a straight forward, chain free conveyancing. Petworth is the location of the property. Is there any advice you can impart?
Flying freeholds in Petworth are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Petworth you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Petworth may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
How do I identify a Petworth law firm on the Aldermore conveyancing panel? I have wheels and am willing to travel upto 25kilometers to meet the lawyer.
You can use the search on this page. Please choose the lender and your location and you will see a number of Petworth conveyancing lawyers locally. We have listed some Petworth conveyancing firms towards the end of this page and you can call them to check whether they are on the Aldermore approved list
I am in need of some leasehold conveyancing in Petworth. Before I get started I want to be sure as to the remaining lease term.
If the lease is recorded at the land registry - and almost all are in Petworth - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Petworth Leasehold Conveyancing - Sample of Questions you should ask before buying
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How much is the ground rent and service charge? Are there any major works on the horizon that will likely add a premium to the maintenance charges? What is the name of the managing agents?