Is the fact that my solicitor in Midhurst is not identified on my mortgage company's solicitor panel that there is a problem with the quality of his work?
It would not be wise to jump to that conclusion. There are all sorts of perfectly plausible explanations. A recent report by the solicitors regulator indicated that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the Midhurst conveyancing firm and enquire why they are no longer on the approved list for your bank.
Can I use your services to find a Conveyancing solicitor in Midhurst even where I’m not purchasing or selling a house, for instance if I want to acquire a shop in Midhurst with a mortgage from The Mortgage Works?
Our search tool is primarily utilised to help choose residential conveyancing solicitors in Midhurst but we have set out towards the bottom of this page some Midhurst commercial conveyancing firms. You should make contact with the solicitors directly to see if they are also authorised to represent The Mortgage Works
My property lawyer in Midhurst is not listed on the Godiva Mortgages Ltd Approved Panel. Can I still continue with my family solicitor even though they are not on the Godiva Mortgages Ltd panel?
Your options are as follows:
- Complete the purchase with your existing Midhurst lawyers but Godiva Mortgages Ltd will need to use a lawyer on their panel. This will inevitably rack up the overall legal charges and result in delays.
- Find a new solicitor to to deal with the conveyancing, not forgetting to check they are on the Godiva Mortgages Ltd panel
I have todaybeen informed that Stirling Law have been shut down. They carried out my conveyancing in Midhurst for a purchase of a leasehold flat 12 months ago. How can I check that the property is not still registered in the name of the previous owner?
The easiest way to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Midhurst conveyancing specialists.
I've recently found out that there is a flying freehold issue on a house I have offered on last month in what was supposed to be a quick, no chain conveyancing. Midhurst is where the house is located. Can you offer any advice?
Flying freeholds in Midhurst are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Midhurst you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Midhurst may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I have just started marketing my ground floor flat in Midhurst.Conveyancing solicitors are to be appointed soon but I have just received a half-yearly service charge demand – Do I pay up?
Your conveyancing lawyer is likely to suggest that you should pay the invoice as normal given that all rents and service payments will be allottedon completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process