Is it necessary during the course of the conveyancing process to attend the offices of the solicitor to execute the legal charge? If so, I will choose one who does conveyancing in Havant so that I can attend their offices when needed.
Whereas this was necessary twenty years ago, most mortgage companies no longer need their conveyancing panel lawyer to witness the mortgagors signature. You will still be obliged to provide identification documents and there are still manifest benefits to using a locally based practitioner, in your situation a conveyancing solicitor in Havant.
My wife and I have a terraced Victorian property in Havant. Conveyancing solicitor acted for me and Britannia. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold with the matching property. I thought I was buying a freehold how can I check?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Havant and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with the conveyancing solicitor who conducted the conveyancing.
How does conveyancing in Havant differ for new build properties?
Most buyers of new build or newly converted property in Havant contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is finished. This is because builders in Havant usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Havant or who has acted in the same development.
I decided to have a survey completed on a house in Havant ahead of appointing lawyers. I have been informed that there is a flying freehold element to the property. Our surveyor advised that some lenders may refuse to give a mortgage on a flying freehold premises.
It varies from the lender to lender. Santander has different instructions for example to Nationwide. Should you wish to call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Havant. Conveyancing may be slightly more expensive based on your lender's requirements.
My step-father has encouraged me to instruct his conveyancing solicitors in Havant. Do I take his advice?
No doubt the ideal way to select a conveyancing practitioner is to have recommendations from friends or relatives who have experience in using the solicitor that you are considering.
We are soon to purchasing a apartment in Havant. Can the conveyancer keep the amount we are are buying for private from the likes of Rightmove. Is this possible and how?
HMLR as a matter of law obliged to disclose price sold data on the official title for domestic properties countrywide which includes homes in Havant. The Title Register is an open document, so HM Land Registry would be breaching their statutory duty if they did not permit access to the register.
You can make a request of HM Land Registry to withhold the amount paid entry however the response would be in the negative.