We have agreed to purchase a house in Midsomer Norton. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Co-operative be concerned?
As you are obtaining a mortgage with Co-operative your lawyer must follow the formal instructions outlined in Section 2 of UK Finance Lenders’ Handbook for Co-operative. The Council of Mortgage Lenders’ Handbook sets out minimum specifications for solar panel roof-space leases, and conveyancing practitioners are required to report to Co-operative where a lease does not meet these provisions. The conditions relate to the installation of panels on properties in England and Wales and is not restricted to Midsomer Norton.
My wife and I are in the throws of viewing houses in Midsomer Norton and I am about to put in an offer. Is it wise to have a lawyer on ‘stand by’? I am planning to take a mortgage with Barclays.
You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the EA. As you are seeking a mortgage with Barclays, make sure you remember to check that your lawyer is on the Barclays conveyancing panel.
I recently had an offer agreed on an apartment in Midsomer Norton. My mortgage broker suggested a conveyancing practitioner. I paid an upfront payment of £225. Soon after, the lawyer contacted me embarrassingly acknowledging that they were not on the Santander conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Santander panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My relative recommended that if I am purchasing in Midsomer Norton I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is usually quoted for as part of the standard Midsomer Norton conveyancing searches. It is not a small report of about 40 pages, listing and detailing significant information about Midsomer Norton around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Midsomer Norton Education with plans and statistics, Local Amenities and other useful data regarding Midsomer Norton.
How does conveyancing in Midsomer Norton differ for newly converted properties?
Most buyers of new build premises in Midsomer Norton come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is constructed. This is because builders in Midsomer Norton tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Midsomer Norton or who has acted in the same development.
How do I search for a Midsomer Norton law firm on the Bank of Scotland conveyancing panel? I have wheels and am prepared to travel upto 20miles to meet the conveyancer.
Feel free to make use of the search on this page. Please choose the lender and your location and you will see a number of Midsomer Norton conveyancing lawyers based on proximity. We have listed some Midsomer Norton conveyancing firms at the bottom of this page and you can ring them to verify whether they are on the Bank of Scotland panel
My partner has recommend that I appoint his lawyers for conveyancing in Midsomer Norton. Do I follow his recommendation?
No doubt the best way to find a conveyancing lawyer is to seek referrals from friends or relatives who have actually used the solicitor that you are contemplating using.
I see that you have a search directory identifying law firms on the mortgage company conveyancing panel. Do Midsomer Norton conveyancing companies pay you a referral fee if I instruct them for my house purchase?
We are a listing service only for law firms wishing to communicate if they are on the lender conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Midsomer Norton.