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Find a Lender-Approved Local Conveyancer in Radstock

Ready to buy a new home? Find a law firm approved by your lender.

You can try and find the cheapest conveyancing solicitors in Radstock but be careful as you may get what you pay for.

Reasons to use our Radstock conveyancing solicitors

  • 1 Radstock solicitors work in partnership with Radstock estate agents, property finders, surveyors, banks and other professionals to make sure that the highest level of service is provided to buyers and sellers every step of the way, to ensure you’re kept up to date with progress all the way along
  • 2 Our site is the only site offering you the facility to check that your property ownership legalities in Radstock will be conducted by a law firm on your mortgage lender’s approved panel.
  • 3 Radstock conveyancers have a significant advantage when it comes to Radstock conveyancing as they have valuable local knowledge of local authority requirements, planning policies and other matters that can affect your conveyancing
  • 4 The practices listed on our web pages have a mix of conveyancing lawyers, legal executives and support staff handling thousands of conveyancing matters annually.
  • 5 Low cost packages from online conveyancers might be tempting. However, these companies are often located many miles away with little understanding of the factors that affect property transactions in Radstock

Examples of recent conveyancing in Radstock since October 2024*

Recently asked questions about conveyancing in Radstock

I decided to go with a high street lawyer for my conveyancing in Radstock recently. Upon checking the Terms it is apparent thatwe are on the hook for charges even if the dealdoes not proceed. Would I be best advised to use an on-line conveyancing company offering no completion no cost conveyancing in Radstock?

It is usually a trade off in that if "No Sale No Fee" is available then the conveyancing charges will tend to be be higher to cover those cases that do not proceed. Also remember that these offerings tend not to protect you from disbursements by way of example Radstock conveyancing search charges.

I am purchasing a semi-detached house in Radstock. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?

Leaving aside the complexities and merits of DIY conveyancing in Radstock you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Radstock.

My solicitor has informed me that chancel insurance is necessary on my purchase. What is the level of cover for Radstock conveyancing?

The right level of chancel indemnity insurance depends on who your lender is. It would differ for example between Santander and Chelsea Building Society. Conveyancing practitioners as opposed to members of the public take out such insurances.

I can not fathom if my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Radstock bank branch on a couple of occasions and was reassured it wasn't a problem and they will lend. My Radstock conveyancing solicitor - who is on the bank conveyancing panel- called and was told they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?

Provided that the conveyancing practitioner is on the lender approved list, they must follow the Council of Mortgage Lenders’ Handbook conditions for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

After what seems like an age I have had an offer on a flat in Radstock accepted, the vendors do however have a tied purchase. The owners have offered on a flat, however it’s not yet tied up, and have viewings of other properties booked. I have instructed a nearby conveyancing solicitor in Radstock. What should be my next step? When do I get the mortgage application with Skipton started?

It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is in the region of £1k, then survey, Radstock conveyancing search costs, etc). The first thing to do is ensure that your conveyancing practitioner is on the Skipton conveyancing panel. Concerning the subsequent phase this very much dictated by the uniqueness of your transaction, attraction to this property and on the state of the market. During a hot market some purchasers would apply for the mortgage with Skipton and arrange for the valuation and only if it was satisfactory would they pay their property lawyer to move forward with searches.

I've recently found out that there is a flying freehold element on a house I put an offer in a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Radstock is where the house is located. What do you suggest?

Flying freeholds in Radstock are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Radstock you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Radstock may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

Given that I will soon part with hundreds of thousands of pounds on a house in Radstock I wish to talk to a conveyancer regarding thehouse move prior to instructing the firm. Can this be arranged?

This is something that we recommend - we would be happy to talk to you we do not take any clients on without you first talking to the solicitor who will be carrying out your property ownership legalities in Radstock.There is no ‘factory style conveyancing’ - each client is unique person, not a matter number. The law firms that we put you in touch with believe that the figure you are provided with for your conveyancing in Radstock should be the amount on the final invoice that you are charged.

I need to instruct a conveyancing solicitor for my conveyancing in Radstock. I happened to land on a web site which looks to be the perfect solution If it is possible to get all formalities completed via email that would be preferable. Should I be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Last updated

Sample of conveyancing solicitors in Radstock regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Radstock but also conveyancing throughout England and Wales.

  • Thatcher & Hallam Llp, Island House, Midsomer Norton, Radstock, Somerset, BA3 2HJ

Home buying in Radstock is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process.

  • Solicitor instructed by the seller on acceptance of the offer
  • Collating the documents evidencing the title to the property
  • Drawing up the contract and associated documents
  • Sending draft papers to the conveyancer retained by the purchaser
  • Negotiating contracts and replying to supplemental queries from the purchaser’s conveyancer
  • Negotiating the transfer deed
  • Responding to requisitions prepared by the purchaser’s conveyancer
  • Proceeding to exchange of contracts and then completion formalities
  • Accepting the sale proceeds and transferring funds to the seller, the estate agent and other relevant parties (where applicable)

Whether you are going through a divorce or separation or simply wish to transfer your property to someone else, transfer of equity conveyancing in Radstock has some of the following tasks:

  • Taking instructions from the appropriate parties
  • Collating the documents evidencing the title to the property
  • Acting on behalf of the bank (if relevant)
  • Agreeing the terms of the transaction
  • Preparing the Transfer or approving draft Transfer
  • Agreeing adjustments to the draft Transfer
  • Corresponding with parties concerning the Transfer
  • Agreeing and preparing for completion
  • Receiving and transferring monies to the appropriate parties
  • Preparing and submitting to HM Revenue and Customs the appropriate Land Tax forms and payment
  • Dealing with the registration formalities for the change in proprietorship and the mortgage (if appropriate) at the Land Registry.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.