Me and my fiance are purchasing a 2 bedroom flat in Radstock with a mortgage. We would like to retain our Radstock solicitor, but the bank says she’s not on their "panel". It appears that we have no option but to select one of the lender panel firms or retain our Radstock conveyancing practitioner and pay for one of their panel firms to act for them. We regard this is inequitable; is there anything we can do?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Radstock conveyancing solicitor to apply to be on the conveyancing panel.
Completed the sale of my flat in Radstock last October yet the purchaser is whats apping daily to moan that her lawyer needs to hear from mysolicitor. What should my lawyer have done now that I have sold?
Following your house sale your conveyancer is duty bound to send the transfer documentation and all of the paperwork to the purchaser's conveyancer. Depending on the transaction, your conveyancer must also evidence that the home loan has been repaid to the purchasers solicitors. There are no post completion formalities unique to conveyancing in Radstock.
I used Arc property Solicitors several years past for my conveyancing in Radstock. I now require my file however the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Radstock of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How do I use your search facility to choose a conveyancing lawyer in Radstock on the authorised to act for my bank?
1st select a lender such as Nationwide Building Society, Barnsley Building Society or Aldermore then specify your location e.g. Radstock. Conveyancing firms in Radstock and across England and Wales will then be listed.
I am a fortnight into a leasehold purchase having been directed to conveyancers by the selling agent to do our conveyancing in Radstock. I am am starting to be disappointed with the quality of service. Could you help me find new conveyancers?
A solicitor would have to be really poor in order to consider replacing them. Has your mortgage been generated? In the event that it has you will need to advise them of the new solicitor and ensure the loan are re-sent. Your new solicitor ideally should be on the mortgage company panel to avoid added charges and frustration. That should be your first question of the new solicitors. The search tool should help you find a lender approved conveyancer for your home move in Radstock
Why do I have to provide my lawyer with numerous items of identification before they can commence with selling or buying a property in Radstock?
Radstock solicitors are duty bound by the Law Society, SRA, HM Land Registry and current AML legislation to record that the have checked the identity of their clients. It will also be a condition of your lender where you are obtaining a mortgage. In addition they have to complete various forms, particularly those relating to stamp duty land tax and need to have information such as your full names, national insurance number and DOB.