Recently contacted my conveyancing lawyer in Radstock who conducted the legals 18 months ago asking for a conveyancing quote based on the same type of house move (a leasehold property and a freehold premises) of almost identical values with a home loan from HSBC Bank. I am now being charged double. Am I right to be tempted to shop around for an alternative property lawyer?
The estimate fees are a bit high. Where you are happy to invest time scrutinising quotes you could decrease the fees slightly by perhaps £100 plus VAT. That being said, if you were content with the legal work the firm offered you maycome to regret opting for an an unknown solicitor. Don't forget to enquire that the conveyancer can also act for HSBC Bank. Do employ our search tool to select a Radstock conveyancing firm on the HSBC Bank approved list of lawyers, which can often include conveyancing solicitors in Radstock.
Can your site be used to find a Conveyancing solicitor in Radstock even where I’m not buying or selling a house, for example where I intend to buy a shop in Radstock with a loan from Lloyds TSB Bank?
Our comparison service is predominantly used to select residential conveyancing solicitors in Radstock but we have recorded towards the end of this page a few Radstock commercial conveyancing firms. You should speak with the firm directly to check if they are also authorised to represent Lloyds TSB Bank
I am close to exchanging contracts on the sale of our home in Radstock and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. A high street Radstock lawyer would know that there is no such problem. It does beg the question why the buyers are using a national conveyancing firm as opposed to a conveyancing solicitor in Radstock. We have lived in Radstock for many years we know of no issue. Do we contact our local Authority to get clarification need.
It sounds as though you may have a conveyancing solicitor currently acting for you. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
My wife and I have a terraced Edwardian house in Radstock. Conveyancing lawyer acted for me and The Mortgage Works. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold with the matching property. I thought I was buying a freehold how can I check?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Radstock and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with your conveyancing lawyer who completed the work.
I've recently found out that there is a flying freehold element on a house I put an offer in last month in what was supposed to be a quick, no chain conveyancing. Radstock is where the house is located. What do you suggest?
Flying freeholds in Radstock are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Radstock you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Radstock may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Do I need to be suspicious about third parties that I am dealing with are recommending a nationwide conveyancing firm rather than a local Radstock conveyancing firm?
As with lots of professional services, often referrals from family and friends can be worth their weight in gold. Nevertheless there are lots of parties with a keen interest in a conveyancing matter; estate agents, mortgage brokers and banks might all put forward conveyancers to choose. On occasion the lawyers might be known to one of the organisations as one of the best in their field, but sometimes there behind the scenes commercial relationship behind the recommendation. You have the discretion to select your own lawyer. Don't forget that most mortgage providers specify a panel list of conveyancers you must use for the lender aspect of your house move.