We hope to to buy with Norwich and Peterborough Building Society. I popped in 3 or 4 local solicitors but cant to find a Radstock conveyancing firm on the Norwich and Peterborough Building Society approved list. Could you assist?
You should take advantage of the search tool on this web page. Pick the building society and type Radstock or your location and you will see numerous conveyancers located in Radstock or nearest you.
I am assisting my aunt sell her flat in Radstock. Will the solicitor commission an energy performance certificate or should I organise this?
After the demise of Home Packs, EPC’s was left as a compulsory component of selling a property. An energy performance certificate must be to hand before the property is marketed. This is not a task that law firms normally organise. If you are instructing a Radstock conveyancing lawyer they might be able to arrange energy assessments given their relationships with long established Radstock providers
After weeks of negotiation I have agreed a price on a house in Radstock. My mortgage broker pressured me to appoint their conveyancing practitioner. I paid an on account payment of £175. Not long after, the solicitor called me to say that they were not on the UBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the UBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My sealed bid on a house in Radstock has been accepted, the vendors do nevertheless have an associated purchase. The owners have offered on somewhere, but it’s not yet agreed to, and have viewings of other flats in the pipeline. I have instructed a local conveyancing solicitor in Radstock. What do I do now? At what point should I apply for the mortgage with UBS?
It is understandable to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is in the region of one thousand pounds, then survey, Radstock conveyancing search fees, etc). The first course of action is to check that your conveyancing practitioner is on the UBS conveyancing panel. As to the next steps this very much depends on the circumstances of your transaction, attraction to this property and on the state of the market. In a buoyant market the majority of home buyers will apply for the mortgage with UBS and pay for the valuation and only if it was satisfactory would they ask their conveyancing practitioner to press on with the conveyancing in Radstock.
How does conveyancing in Radstock differ for newly converted properties?
Most buyers of new build residence in Radstock approach us having been asked by the developer to sign contracts and commit to the purchase even before the house is constructed. This is because developers in Radstock typically acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Radstock or who has acted in the same development.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in two weeks back in what should have been a quick, no chain conveyancing. Radstock is where the house is located. Is there any advice you can impart?
Flying freeholds in Radstock are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Radstock you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Radstock may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I'm remortgaging my primary house to a buy to let mortgage with Norwich and Peterborough Building Society and I will use the ballance of the raised equity as a down payment on further property. The area we are talking about is Radstock. Will your solicitors be able to act for the two mortgage companies and tie in the two deals?
Do use our search tool on this site to ensure that the conveyancers are on the appropriate lender panels. Having checked that they are your solicitor should be able to simultaneously deal with the two conveyancing matters but you should have a chat with you conveyancer and make clear your desired outcome and needs.
As co-executor for the estate of my father I am selling a residence in Newport but live in Radstock. My lawyer (who is 250 miles from meneeds me to sign a statutory declaration before the transaction finalising. Can you recommend a conveyancing practitioner in Radstock to attest this legal document for me?
strictly speaking you should not need to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will suffice regardless of whether they are Radstock based