My fiance and I are purchasing a newly converted apartment in Kentish Town with a homeloan from Clydesdale.We use our Kentish Town conveyancing lawyer but Clydesdale says her practice is not on their approved list of firms. We have to appoint a Clydesdale panel firm or retain our high street solicitor and pay for a Clydesdale panel lawyer to represent them. This seems very unfair; Can we not simply insist that Clydesdale use our lawyer?
Unfortunately,no. The loan issued to you is subject to its various provisions, one of which will be that lawyers must be on the Clydesdale approved list. Until recently, most banks had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Clydesdale
There are a variety of conveyancing solicitors in Kentish Town but how do I know who's good?
It would be unwise to be tempted by the lowest Kentish Town conveyancing fees. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
We had selected conveyancing lawyers based in Kentish Town on the Virgin Money solicitor approved list. They are now charging me a further sum for handling the Virgin Money mortgage. Is this an additional conveyancing fee set by Virgin Money?
Unfortunately, so long as it is in their Terms of Engagement or estimate then yes your conveyancing practitioner can charge a fee for this. The fee is not set by Virgin Money but by your Kentish Town conveyancing practitioner. Some firms on the Virgin Money panel will charge an ‘acting for lender’ fee and others do not.
The formalities of my purchase has taken place for my property in Kentish Town. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I have recentlydiscovered that Wolstenholmes have closed. They conducted my conveyancing in Kentish Town for a purchase of a leasehold flat 18 months ago. How can I be sure that my home is not still registered in the name of the previous owner?
The easiest method to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Kentish Town conveyancing specialists.
Is it possible to transfer to a new solicitor as I have to retain one who is on the Britannia conveyancing panel. I was using a high street conveyancing solicitor in Kentish Town round the corner but she is not accepted by Britannia
It would be our pleasure to help you select a conveyancing solicitor in Kentish Town on the Britannia panel. Please note that the conveyancers that we work with do not pay us a referral fee if you instruct them and are regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Kentish Town. In utilising search facility on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Kentish Town.
We are a fortnight into a leasehold purchase having been directed to conveyancers by the selling agent to execute conveyancing in Kentish Town. I am not happy. Could you help me find new conveyancers?
They would need to be very poor to suggest changing them. Has the loan offer been generated? In the event that it has you must make them aware of the replacement lawyer and get the loan are re-issued. The solicitor ideally should be on the lenders approved list to avoid supplemental expenses and frustration. That should be your starting point. Our search tool can assist you in finding a lender approved solicitor for your conveyancing in Kentish Town
Whilst your website is a good idea there are many lawyers listed near Kentish Town being on the mortgage company conveyancing panel. Can you recommend a specific firm on the conveyancing panel for our lender?
We do not recommend specific Kentish Town firms as the right Kentish Town conveyancing firm for you depends on where your priorities lie. For example you may require a local firm with Kentish Town knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..