Can the conveyancing solicitors listed on your site perform right to buy conveyancing in Gospel Oak?
We do have numerous conveyancing firms carrying out right to buy conveyancing Please contact the solicitors listed with a view to get a costs illustration.
Should my solicitor be raising enquiries concerning flooding as part of the conveyancing in Gospel Oak.
The risk of flooding is if increasing concern for conveyancers specialising in conveyancing in Gospel Oak. Some people will acquire a house in Gospel Oak, fully aware that at some time, it may be flooded. However, aside from the physical destruction, where a house is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory insurance cover, or dispose of the property. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.
Conveyancers are not best placed to offer advice on flood risk, but there are a number of checks that can be undertaken by the purchaser or by their lawyers which should figure out the risks in Gospel Oak. The standard completed inquiry forms supplied to a purchaser’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard inquiry of the vendor to determine whether the premises has suffered from flooding. If flooding has previously occurred which is not notified by the seller, then a buyer may commence a compensation claim resulting from an inaccurate reply. A purchaser’s solicitors will also order an environmental report. This will reveal if there is a recorded flood risk. If so, more detailed investigations will need to be initiated.
I have a semi-detached Georgian house in Gospel Oak. Conveyancing practitioner represented me and Leeds Building Society. I did a free Land Registry search last week and I saw two entries: one for freehold, another for leasehold under the exact same address. Is it worth asking Leeds Building Society to clarify?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Gospel Oak and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with the conveyancing solicitor who conducted the purchase.
Due to the guidance of my in-laws I had a survey completed on a property in Gospel Oak ahead of instructing solicitors. I have been told that there is a flying freehold aspect to the property. Our surveyor advised that some mortgage companies tend not give a mortgage on this type of property.
It depends who your proposed lender is. HSBC has different instructions from Halifax. If you call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Gospel Oak. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Gospel Oak to see if the conveyancing costs will increase in light of this.
We are 14 days into a leasehold purchase having been referred to conveyancers by the estate agent to do our conveyancing in Gospel Oak. I am not happy. Could you help me find new lawyers?
They would have to be really bad to suggest changing them. Has the mortgage offer been sent? In the event that it has you need to advise them of the new lawyer and get the offer are re-issued. The conveyancer needs to be on the banks panel to avoid supplemental charges and frustration. That should be your starting point. Our search tool should help you find a bank approved conveyancer for your conveyancing in Gospel Oak
What can I do where I am not happy with the lawyer who did my conveyancing in Gospel Oak?
We live in an imperfect world, and is is a fact of life that occasionally things do go wrong. That being said there is recourse where you were not happy with your conveyancing in Gospel Oak. This varies from trying to resolve matters directly with them, through to reporting a property lawyer to their governing body. If you remain aggrieved you may consider enlisting the help of the Legal Ombudsman.