We were just about to sign contracts for a leasehold flat in Chadwell Heath. We have hit a stumbling block. Our loan offer with Chelsea Building Society runs out on 18/3/2026 but the sellers are putting forward a completion date of 20/3/2026. Is it possible to prolong the loan offer?
The best person to address this question is your solicitors who will determine if they corresponding with the lender, owner’s representatives, estate agents or conceivably all parties taking into account the history of your conveyancing as of today.
My wife and I have recently appointed a conveyancing solicitor in Chadwell Heath. I I would like to check whether they are on the Lloyds TSB Bank approved list of lawyers. Can you advise?
The first thing to do is phone the solicitor and enquire if they are on the lender panel. Alternatively you can call Lloyds TSB Bank who may be able to assist.
My husband and I have arranged the release of further funds on our home loan from Co-operative as we wish to carry out a loft conversion to our house in Chadwell Heath. Are we obliged to choose a high street Chadwell Heath solicitor on the Co-operative conveyancing panel to handle the legals?
Co-operative do not ordinarily require firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Co-operative conveyancing panel.
I am selling my house. I had a double glazing fitted in November 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, UBS are being a right pain. The Chadwell Heath solicitor who is on the UBS conveyancing panel is saying indemnity insurance will be fine but UBS are requiring a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My offer on a house in Chadwell Heath has been accepted, the sellers do nevertheless have a dependent purchase. The owners have offered on a property, however it’s not yet tied up, and are looking at other properties booked. I have selected a bricks and mortar conveyancing solicitor in Chadwell Heath. What should be my next step? When do I get the mortgage application with Nationwide going?
It is usual to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is in the region of £1k, then survey, Chadwell Heath conveyancing search fees, etc). First, you must check that your conveyancer is on the Nationwide conveyancing panel. As to the next stages this very much depends on the uniqueness of your transaction, desire for this property and on the state of the market. During a hot market the majority of home buyers will apply for a home loan with Nationwide and arrange for the valuation and only if it was satisfactory would they ask their solicitor to move forward with the conveyancing in Chadwell Heath.
I am downsizing from our home in Chadwell Heath and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. Any local conveyancer would know this is not the case. It does beg the question why the purchasers used a nationwide conveyancing firm as opposed to a conveyancing solicitor in Chadwell Heath. Having lived in Chadwell Heath for many years we know that this is a non issue. Do we contact our local Authority to obtain confirmation that there is no issue.
It sounds as though you may have a conveyancing solicitor currently acting for you. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Over the last few months I have been searching for a flat up to £245,000 and identified one close by in Chadwell Heath I like with amenity areas and station in the vicinity, the downside is that it's only got 51 years unexpired on the lease. I can't really find anything else in Chadwell Heath for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?
Should you require a home loan that many years will be an issue. Discount the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the property for at least 2 years you could ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing lawyer regarding this matter.
I need to retain a conveyancing solicitor for my conveyancing in Chadwell Heath. I've discover a web site which seems to have the ideal answer If there is a chance to get all this stuff completed via email that would be preferable. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?