I am purchasing a brand new apartment in Chadwell Heath and my solicitor is informing me that she is duty bound to the mortgage company to disclose incentives from the builder. I am on a tight deadline to sign contracts and I have no desire to prolong deal. Is my lawyer right?
You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Chadwell Heath. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 3/1/2026, the requirements read as follows :
My husband and I have arranged a further advance on our home loan from Co-operative as we intend to carry out improvements to our home in Chadwell Heath. Are we obliged to select a local Chadwell Heath solicitor on the Co-operative conveyancing panel to deal with the paperwork?
Co-operative would not normally instruct firms on their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Co-operative conveyancing panel.
I am selling my house. I had a double glazing fitted in December 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Aldermore are being difficult. The Chadwell Heath solicitor who is on the Aldermore conveyancing panel is saying indemnity insurance will be fine but Aldermore are requiring a building regulation certificate. Why do Aldermore have a conveyancing panel if they don't accept advice from them?
It is probably the case that Aldermore have referred the matter to their valuer. The reason why Aldermore may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
After what feels like an age I have had an offer on an apartment in Chadwell Heath agreed to, but there is a chain. The owners have offered on somewhere, but it’s not yet agreed to, and are looking at other properties in the pipeline. I have selected a high street conveyancing solicitor in Chadwell Heath. What do I do now? At what stage should I apply for the mortgage with RBS?
It is usual to have anxieties where there is a chain as you are unlikely to want to incur expenses prematurely (home loan application is approx £1k, then survey, Chadwell Heath conveyancing search charges, etc). The first course of action is to check that your property lawyer is on the RBS conveyancing panel. As to the next steps this very much dictated by the specifics of your transaction, motivation for the property and on the state of the market. In a buoyant market some purchasers will apply for a home loan with RBS and pay for the valuation and only if it comes back ok would they ask their conveyancing practitioner to press on with the conveyancing in Chadwell Heath.
In what way does the Landlord & Tenant Act 1954 impact my commercial premises in Chadwell Heath and how can your lawyers assist?
The particular law that you refer to gives a safeguard to commercial leaseholders, giving them the a statutory right to make a request to court for a continuation of occupancy at the end of the lease term. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing practices who use the act for protection and assist with commercial conveyancing in Chadwell Heath
Should I instruct a Chadwell Heath conveyancing solicitor based in the location that I am buying? I have an old university friend who can conduct the conveyancing but they are based 300miles drive away.
The benefit of a local Chadwell Heath conveyancing practice is that you can visit the firm to execute documents, deliver your ID and pester them where appropriate. Having local Chadwell Heath know how is a bonus. That being said it's more important to get someone that will do a good and efficient job. If if people you trust used your friend and the majority were impressed that should outweigh using an unfamiliar Chadwell Heath conveyancing solicitor solely due to them being based in the area.
My husband and I have an offer in principle from Alliance & Leicester who indicated we could borrow up to £300k. At what point do we need to instruct a practitioner for conveyancing? Chadwell Heath is where we are .
It would be wise to appoint a lawyer now and ask them to generate a file for you. This will facilitate: 1) the estate agent to send out the Sales Memo to the relevant parties 2) the seller’s property lawyer to send out the draft contract. However, do not ask your property lawyer to start searches until you receive your valuation report from Alliance & Leicester and you are willing to proceed.