Much to our surprise we have been informed by our broker that my Goodmayes lawyer is not on the lender Conveyancing panel. What can I do to be sure if this is correct?
Your first step should be to contact your Goodmayes conveyancer. You lawyer should advise you what has happened. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your mortgage company.
Do the Building Society Association intend to launch a searchable register to to identify law firms on the Darlington Building Society conveyancing panel for instance in Goodmayes?
We have not been informed any plans on the part of the BSA to develop such a register.
If you had a top tip for choosing a conveyancing solicitor in Goodmayes what would it be?
It would be unwise to be swayed by the cheapest Goodmayes conveyancing costs illustration. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
I am helping my mother sell her property in Goodmayes. Does the solicitor arrange the EPC or should I organise this?
After the demise of HIPs, energy assessments remained a required component of moving property. An energy assessment must be to hand before the property is advertised. It is not a task that solicitors normally organise. If you are using a Goodmayes conveyancing practitioner they may be able to arrange energy assessments given their contacts with long established local accredited person
Completion of my purchase has taken place for my property in Goodmayes. Conveyancing was satisfactory but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
How does conveyancing in Goodmayes differ for new build properties?
Most buyers of new build premises in Goodmayes come to us having been asked by the developer to sign contracts and commit to the purchase even before the premises is finished. This is because new home sellers in Goodmayes tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Goodmayes or who has acted in the same development.
I was advised by three or four local selling agents in Goodmayes to choose a conveyancer using your seach tool. What’s the financial inducement for Estate Agents to market your services over a competitor’s?
We refuse to offer any commission for sending work to this site. We found it would be just too difficult a fee as home movers will think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
We are in the middle of purchasing a property in Goodmayes. Conveyancing solicitor has phoned to say the property is "Leasehold". Does this impact the salability of the house?
Goodmayes conveyancing does not usually involve leasehold houses. The key factor here is the unexpired lease term and the ground rent. If it's 999 years with a peppercorn rent, it's essentially freehold, so it shouldn't impact the value too much.
On the flip side, if it's, say, 50 years it is bound to have a adverse impact on the saleability, and most likely wouldn't be mortgageable. The length of lease and ground rent will be stated in the lease which should be made available to your lawyer.