My god-son is about to exchange on a new build apartment in Beaminster with a home loan from Coventry BS. His lawyer has said that there is a delay in completing the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The document is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Coventry BS conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Coventry BS conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
It is a dozen years since I bought my home in Beaminster. Conveyancing lawyers have recently been instructed on the sale but I can't find the title documents. Will this cause complications?
Don’t worry too much. First there is a possibility that the deeds will be kept by your mortgage company or they could still be with the conveyancers who acted in your purchase. Secondly the likelihood is that the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring up to date copy of the land registers. Most conveyancing in Beaminster involves registered property but in the rare situation where your property is unregistered it is more problematic but is not insurmountable.
About to place an offer on a leasehold property in Beaminster. The estate agents tell me that it is the norm for flats in Beaminster to have less than 75 years unexpired on the lease. I am taking out a loan with Accord Mortgages. Will the property be mortgageable given that the lease has 72 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 5/4/2026 the requirements read as follows :
My colleague recommended that if I am purchasing in Beaminster I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is occasionally quoted for as part of the standard Beaminster conveyancing searches. It is a large report of about 40 pages, listing and setting out significant information about Beaminster around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Beaminster Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with maps and statistics, Local Amenities and other useful information regarding Beaminster.
I've recently found out that there is a flying freehold element on a house I put an offer in two weeks back in what should have been a simple, no chain conveyancing. Beaminster is where the house is located. What do you suggest?
Flying freeholds in Beaminster are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Beaminster you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Beaminster may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
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At this site get a fixed fee costs illustration from a Solicitor or Licensed Conveyancer that appreciates the nuances for your conveyancing in Beaminster. As opposed to estate agents and many comparison sites we do not operate referral arrangements with solicitors. Many agents and online brokers 'recommend' solicitors paying the highest kickback, not the best value conveyancing in Beaminster