Just contacted my conveyancing lawyer in Chatteris who acted for me two years ago asking for a conveyancing quote based on an identical type of house sale & purchase (a leasehold property and a freehold property) of almost identical values with a loan from Halifax. It looks as though am now being charged double. Stick with what I know or should I seek out an alternative conveyancer?
The estimate does seem a tad overpriced. If you are happy to spend time comparing prices you may be able to get the conveyancing a bit cheaper by as much as £125. On the other hand, providing that you were happy with the legal work the firm offered you maylive to rue opting for an a cheaper conveyancer. Remember to check that the conveyancer can represent Halifax. You can utilise our search tool to select a Chatteris conveyancing firm on the Halifax conveyancing panel, which can often include conveyancing solicitors in Chatteris.
What is the first thing I need to know about purchase conveyancing in Chatteris?
You may not hear this from too many lawyers but conveyancing in Chatteris and elsewhere in Cambridgeshire is an adversarial experience. In other words, when it comes to conveyancing there is lots of room for confrontation between you and others involved in the legal transfer of property. For example, the vendor, estate agent and even potentially a bank. Appointing a lawyer for your conveyancing in Chatteris an important selection as your conveyancer is your adviser, and is the ONE person in the process whose responsibility is to act in your legal interests and to keep you safe.
Sometimes a third party with a vested interest may attempt to persuade you that you should follow their advice. For example, the selling agent may claim to be assisting by suggesting your solicitor is dragging his heels. Or your mortgage broker may advise you to do something that is against your solicitors advice. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.
Various web forums that I have frequented warn that are the primary cause of delay in Chatteris conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) released determinations of a review by MoveWithUs that conveyancing searches do not figure within the most frequent causes of delays in the conveyancing process. Local searches are unlikely to be the root cause of delay in conveyancing in Chatteris.
I opted to have a survey done on a house in Chatteris prior to instructing conveyancers. I have been told that there is a flying freehold aspect to the property. Our surveyor advised that some mortgage companies may not issue a loan on a flying freehold property.
It depends who your proposed lender is. Santander has different requirements from Nationwide. If you e-mail us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Chatteris. Conveyancing may be slightly more expensive based on your lender's requirements.
I am using a search engine for the term conveyancing in Chatteris it reveals numerous conveyancerslocally. With so much choice what is the best way to find the right conveyancer for my move?
The ideal way of seeking the right conveyancer is through a personal referral, so enquire of friends and relatives who have purchased a property in Chatteris or the reputable estate agent or financial adviser. Charges for conveyancing in Chatteris vary, so it's advisable to secure a minimum of four costs illustrations from varying types of solicitors. Be sure to seek confirmation that the fees are fixed.
What can I do to find out who owns a house in Chatteris?
As long as the premises is registered with the Land Registry, and you have enough details of the address of the property, you will be able to obtain results from the HMLR of the recorded owner for a fee.