When does exchange of contracts occur in domestic conveyancing in Chatteris and am I required to be at the solicitors branch?
Where you are in close proximity to one of the conveyancing solicitors in Chatteris you are invited in to sign contracts. That being said, the lender approved solicitors we work with offer a countrywide conveyancing service and give as equally detailed and professional a job for you when dealing with you digitally. The executing of the sale agreement is not the important part. Signing on the dotted line is necessary for the firm to exchange contracts when the time is right, which is ordinarily shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where an extended "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Chatteris)to be in the office at the appropriate time.
I am helping my niece sell her flat in Chatteris. Does the solicitor order the EPC or do I organise this?
After the abolition of HIPs, energy assessments was kept a compulsory component of moving property. An energy assessment should be commissioned before the property is advertised. It is not something that law firms normally arrange. If you are using a Chatteris conveyancing lawyer they might help arrange energy assessments due to their contacts with long established local energy assessors
I have been advised by my conveyancer that missing deeds insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Chatteris?
The appropriate level of missing deeds indemnity insurance depends on your lender. It would differ for example between Barclays and Bank of Scotland. Conveyancing lawyers as opposed to borrowers take out such policies.
I'm the sole recipient of my late mum's will and I have everything in my name alone, including the house in Chatteris. The Chatteris property was put into my name in December. I now wish to sell up. I understand that there is a Mortgage Lenders six month 'rule', meaning my proprietorship will be considered the same way as if I'd bought the house in December. Is the property unsalable for six months?
The CML handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be impacted by that. Most banks would take a sensible view as this clause chiefly exists to pick up on the purchase and immediately sell or the wholesaling and assigning of property.
Due to the encouragement of my in-laws I had a survey completed on a house in Chatteris before retaining lawyers. I have been informed that there is a flying freehold aspect to the property. The surveyor has said that some mortgage companies may refuse to give a loan on such a premises.
It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. Should you wish to call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Chatteris. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Chatteris to see if the conveyancing will be more expensive.
I am downsizing from my house. My previous lawyers closed down. I would be grateful for any recommendation of a conveyancing firm. Im based in Chatteris if that affects matters.
Please use our search tool to help you choose a solicitor for your conveyancing in Chatteris. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
In my capacity as executor for the will of my father I am disposing of a residence in Cardiff but live in Chatteris. My conveyancer (based 300 miles from mehas requested that I execute a statutory declaration prior to the transaction finalising. Can you recommend a conveyancing lawyer in Chatteris who can attest this legal document for me?
strictly speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or qualified solicitor will suffice regardless of whether they are Chatteris based
I am expecting to exchange on the purchase a house in Chatteris but as a consequence of wreckage from the recent storms I have agreed reparation from the seller of five thousand pounds by way of a adjustment in the price. This was going to be dealt with as part of the conveyancing process but the bank will not permit this. Should they have been involved?
The conveyancing practitioner being on a bank approved list is duty bound to inform the mortgage company of any changes to the sale price. In the event that you did not allow your property lawyer to report the price change to your mortgage company then they would need to discontinue representing you and the bank.