We see that you have a post code search directory identifying solicitors on the Skipton conveyancing panel. Do firms pay you a commission if I appoint them for our conveyancing in Swavesey?
We are a listing service only for law firms wishing to communicate if they are on the Skipton conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Swavesey.
When it comes to lenders such as Barclays, do Swavesey solicitors incur an annual charge to be on the list of approved solicitors?
We are not aware of any bank fees to be on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
I have decided to exercise my right to buy my property in Swavesey off the council. I have a mortgage offer with Nottingham. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nottingham, you will need to appoint a solicitor on the Nottingham conveyancing panel.
Our offer on a property in Swavesey has been agreed to, but there is a chain. The owners have put an offer on a property, but it’s not yet tied up, and have viewings of other properties booked. I have instructed a nearby conveyancing solicitor in Swavesey. What should be my next step? When should I get the mortgage application with Aldermore started?
It is understandable to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is in the region of £1k, then valuation, Swavesey conveyancing search fees, etc). First, you must check that your conveyancing practitioner is on the Aldermore conveyancing panel. Regarding the subsequent stages this very much depends on the circumstances of your transaction, desire for this property and on the state of the market. In a rising market many home buyers will apply for a home loan with Aldermore and arrange for the valuation and only if it was satisfactory would they request their property lawyer to press on with searches.
The deeds to my property can not be found. The solicitors who did the conveyancing in Swavesey 4 years ago are no longer around. What are my options?
Gone are the days when you need to hold title original deeds to establish that you own the land or premises, given that the Land Registry have everything they need in a digital format.
I opted to have a survey completed on a property in Swavesey in advance of retaining solicitors. I have been informed that there is a flying freehold aspect to the property. The surveyor has said that some banks tend not grant a mortgage on this type of home.
It depends who your proposed lender is. HSBC has different requirements from Birmingham Midshires. If you e-mail us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Swavesey. Conveyancing may be slightly more expensive based on your lender's requirements.
My father-in-law has encouraged me to use his conveyancing solicitors in Swavesey. Should I use them?
Much as we are happy to recommend a Swavesey conveyancing lawyer the best way to find a conveyancing lawyer is to get guidance from friends or family who have used the firm that you are considering.
Having had my offer accepted I require leasehold conveyancing in Swavesey. Before I get started I would like to find out the unexpired term of the lease.
If the lease is registered - and almost all are in Swavesey - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Swavesey Conveyancing for Leasehold Flats - Examples of Queries before Purchasing
-
The prefered form of lease arrangement is if the freehold interest is in the ownership of the leaseholders. In this arrangement the lessees have control and even though a managing agent is usually retained where the building is bigger than a house conversion, the managing agent acts for the leaseholders themselves. On the whole the cost for major works are not included within maintenance charges, although a few managing agents in Swavesey ask tenants to pay into a sinking fund created for the specific intention of building a fund for larger works. Are any of leasehold owners in arrears of their service charge payments?