We're in Endon, First time buyers buying with a mortgage (lender is Leeds Building Society , and our solicitor is on the Leeds Building Society conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Leeds Building Society conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I happen to be the only beneficiary of my late mum's will with all property in now in my sole name, including the my former home in Endon. Conveyancing formalities meant that the Land Registry date was in October. I want to move. I understand that there is a Mortgage Lenders 6 month 'rule', which means that my proprietorship could be treated the same way as though I had purchased the house in October. Will no one buy the property for half a year?
The CML handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be caught by that. many banks would take a practical view as this obligation chiefly exists to identify the purchase and immediately sell or the flipping of property.
I recently had an offer agreed on an apartment in Endon. My mortgage broker pressured me to appoint their solicitor. I paid an on account payment of £150. Not long after, the conveyancing practitioner contacted me sheepishly admitting that they were not on the Coventry BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Coventry BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I had an offer accepted on a house in Endon on 8/9/2026, valuation was booked 3 days after, received a clean bill of health. Solicitor instructed, so all that was missing was my mortgage offer. Having made daily calls to Kent Reliance and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Kent Reliance conveyancing panel. Are Kent Reliance entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Kent Reliance to deal with your lawyer's application to be on the Kent Reliance conveyancing panel. There's no guarantee that your solicitor will be accepted.
Are there restrictive covenants that are commonly identified during conveyancing in Endon?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Endon. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am looking for a flat up to £235,500 and found one round the corner in Endon I like with amenity areas and station nearby, the downside is that it only has 52 remaining years left on the lease. There is not much else in Endon in this price bracket, so just wondered if I would be making a mistake acquiring a short lease?
Should you require a mortgage the remaining unexpired lease term will be a potential deal breaker. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of 2 years you could request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this matter.
How simple is it to use the search app to get a fee calculation from a conveyancing solicitor in Endon on the approved list for my lender?
First select a mortgage company such as Nationwide Building Society, Norwich and Peterborough Building Society or Bank of Ireland then specify your preferred area for example Endon. Conveyancing practices in Endon and across England and Wales should be listed.
My brother has recommend that I instruct his conveyancing solicitors in Endon. Do I take his recommendation?
There are no two ways about it the ideal way to find a conveyancing practitioner is to seek recommendations from friends or family who have experience in using the firm you're contemplating using.