My financial adviser requires my Fenton law firm’s panel reference for the HSBC conveyancing panel. How do I discover this. I have contacted my local Fenton office but they cant find it on their system.
The sensible thing to do is ask for this information from your Fenton lawyer . They keep a central record lender panel numbers.
Completed the sale of my flat in Fenton last April but our buyer keeps SMS messaging me to say her conveyancer needs to hear from mine. What should have happened following completion?
Post completion of your disposal your conveyancer should forward the transfer deeds and all of the paperwork to the purchaser's lawyers. If applicable, your lawyer must also send confirmation that the legal charge in favour of the lender has been paid off to the buyers conveyancers. There are no post completion formalities just for conveyancing in Fenton.
My grandfather passed away last year and as sole heir and executor I was left the property in Fenton. The house had a relatively small loan left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Skipton, pay off the mortgage. Is this allowed?
If you intend to refinance then Skipton will require that you use a conveyancer on the Skipton conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Skipton conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Skipton mortgage is registered as a charge at the Land Registry.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Fenton?
There are two types of lawyers who can conduct conveyancing in Fenton namely licenced conveyancers or solicitors. The two can administer conveyancing services that you need to complete the disposal or purchase of property. They are both required to handle Fenton conveyancing to the same standards and guidelines so you may be sure that your conveyancing will be properly administered and that all necessary steps should be accurately taken.
I just bought a house at auction in Fenton. Conveyancing is necessary. What happens now?
Now that you have to all intents and purposes signed on the dotted line you now have to retain a conveyancing lawyer soon as you are faced with a pending deadline in which to complete the purchase. Every auction property should have an associated legal set of papers. This will likely include most,if not all of the paperwork that your lawyer requires. Where you are dealing with leasehold premises the legal pack may include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation relating to leasehold premises. You need to pass this on to the solicitor instructed by you ASAP. You also need to ensure that you have funds organised to complete on the date specified in the contract.
I have paid off my mortgage with TSB. I assume I don't need a Fenton property lawyer on the TSB panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where TSB has sent the Land Registry the discharge electronically, and
- TSB has instructed the Land Registry to do so
I have recentlybecome aware that Arc property Solicitors have closed. They conducted my conveyancing in Fenton for a purchase of a freehold house 10 months ago. How can I be sure that the property is registered correctly in the name of the previous owner?
The easiest way to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Fenton conveyancing specialists.
About to purchase a new build flat in Fenton. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Fenton
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Please confirm the Lease plans are surveyor prepared. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.