Unfortunately I am unable to travel far from Aston Clinton. Please explain the reason why all Aston Clinton lawyers aren't automatically on all lender panels?
Even though it may seem unfair for mortgage companies to limit who can represent them, from the public’s or lawyer’s standpoint, the flip side is that banks are increasingly anxious and regard it necessary to protect them from illegal activities. As a result of this concern mortgage companies are limiting their conveyancing panel to a manageable size.
Can you clarify what the consequences are if my solicitor is expelled from the Santander Conveyancing panel ahead of completing my conveyancing in Aston Clinton?
The first thing to point out is that, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
I am due to move home in December. Does my conveyancing solicitor communicate with the removal company on the completion day. As an aside, can you put forward a removal company in Aston Clinton. Conveyancing lawyer was organised before I stumbled across your site.
On the day of completion you will need to collect the keys from your selling agent however this should only happen when the previous owners lawyers inform the agent that they have the completion monies and the keys can be released. You can inform the removal company that you are ready to move in. We do not recommend a particular removal company but can assist you in locating a residential property solicitor in Aston Clinton or a lawyer that specialises in conveyancing in Aston Clinton.
Is it the case that all Aston Clinton CQS (Conveyancing Quality Scheme) solicitors are on the Nationwide conveyancing list of approved practices?
A selection of banks and building societies now make use of CQS as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their panels.
My offer was accepted on a house in Aston Clinton on 17/9/2025, valuation was booked five days after, received a clean bill of health. Conveyancer retained, so all that was missing was my mortgage offer. Having made daily calls to Principality and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Principality conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Principality to deal with your lawyer's application to be on the Principality conveyancing panel. There's no guarantee that your solicitor will be accepted.
How does conveyancing in Aston Clinton differ for new build properties?
Most buyers of new build residence in Aston Clinton approach us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is finished. This is because developers in Aston Clinton tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Aston Clinton or who has acted in the same development.
Over the last few months I have been searching for a flat up to £195,000 and found one round the corner in Aston Clinton I like with open areas and station in the vicinity, the downside is that it only has 61 years on the lease. There is not much else in Aston Clinton in this price bracket, so just wondered if I would be making a grave error buying a short lease?
Should you require a home loan the shortness of the lease will likely be an issue. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of 2 years you may ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor regarding this matter.
Is it simple use the search facility to find a conveyancing lawyer in Aston Clinton on the authorised to act for my mortgage?
1st select a lender such as Barclays , Virgin Money or Aldermore then specify your location e.g. Aston Clinton. Conveyancing organisations in Aston Clinton and beyond will then be listed.