Much to our surprise we have been notified by our estate agent that my Tring solicitor is not on the lender Conveyancing panel. What can I do to be certain whether this is indeed the case?
Your first step should be to contact your Tring lawyer directly. It is reasonable to expect your lawyer to notify you of the situation. Where they are not on the panel they may be able to suggest a Tring conveyancing practice that is on the approved list of lawyers for your lender.
Are the Tring conveyancing solicitors identified as being on the Clydesdale conveyancing panel, together with their details provided by Clydesdale?
Tring conveyancing firms themselves provide us confirmation that they are on the Clydesdale conveyancing panel as opposed to being supplied with a list from Clydesdale directly.
Over the last few months I have been searching for a leasehold apartment up to £195,000 and found one close by in Tring I like with a park and transport links in the vicinity, the downside is that it's only got 61 years unexpired on the lease. There is not much else in Tring suitable, so just wondered if I would be making a mistake acquiring a short lease?
Should you need a home loan that many years will likely be a potential deal breaker. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for at least 2 years you may request that they start the process of the extension and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer about this.
I am four weeks into a leasehold purchase having been referred to conveyancers by the estate agent to carry out the conveyancing in Tring. I am not happy. Could you you assist me in finding new solicitors?
They would need to be really poor in order to consider changing them. Has your loan offer been sent? In the event that it has you will need to inform them of the new solicitor and ensure the loan are issued to the new lawyers. Your new solicitor ideally should be on the banks approved list to avoid supplemental charges and complications. So that should be your starting point. Our search tool can assist you in finding a lender approved conveyancer for your home move in Tring
Back In 2003, I bought a leasehold flat in Tring. Conveyancing and Santander mortgage went though with no issue. I have received a letter from someone claiming to own the freehold. Attached was a ground rent demand for rent dating back to 1998. The conveyancing practitioner in Tring who previously acted has long since retired. What should I do?
The first thing you should do is make enquiries of HMLR to be sure that this person is indeed the registered owner of the freehold reversion. There is no need to incur the fees of a Tring conveyancing solicitor to do this as it can be done on-line for a few pound. You should note that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Tring Leasehold Conveyancing - Sample of Questions you should consider Prior to Purchasing
-
Is the freehold reversion owned jointly by the leaseholders? What is the length of the lease? Make sure you investigate if the the lease contains any adverse restrictions in the lease. By way of example plenty of leases prohibit pets being allowed in in a block in Tring. If you love the apartmentin Tring however your cat can’t move with you then you have a very difficult determination.
My step-mother completed her conveyancing in Tring 7 years ago. She has been married, widowed and is now married again. She intends to sell the house in a few months. I suspect that she will just be requested to provide a copy of the marriage papers to the lawyer however she is concerned it will delay the conveyancing. Should she instruct a conveyancing practitioner to update the land title details for the house?
You are not required to update the register providing you have the proof needed to demonstrate how the name change has come about.
Any buyer’s lawyer should examine the title entries and require evidence to prove the name change for instance marriage certificates.