It is 10 years ago since I purchased my home in Chalfont St Giles. Conveyancing lawyers have just been instructed on the sale but I am unable to locate the deeds. Will this jeopardise the sale?
Don’t worry too much. Firstly the deeds may be retained by the lender or they may stored with the solicitor who acted in your purchase. Secondly the likelihood is that the property will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors procuring current official copies of the land registers. The vast majority of conveyancing in Chalfont St Giles involves registered property but in the rare situation where your property is unregistered it adds to the complexity but is resolvable.
Do the Building Society Association intend to launch a searchable register to list law firms on the Earl Shilton BS conveyancing panel for example in Chalfont St Giles?
We would not expect to be advised of any plans on the part of the BSA to promote such a tool.
I happen to be the only beneficiary of my late father’s estate with all property in now in my sole name, including the my former home in Chalfont St Giles. The Chalfont St Giles property was put into my name in November. I now wish to sell up. I understand that there is a CML six month 'rule', which means that my property ownership could be regarded the same way as though I had purchased the property in November. Do I have to wait half a year to sell?
The CML handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be impacted by that. How practical a view lenders take of it, depend on the mortgage company as this clause chiefly exists to identify the purchase and immediately sell or the quick reselling of property.
Can you point me to a directory of Santander panel conveyancers in Chalfont St Giles on the Building Society Association’s Website?
Unfortunately not yet. There is no such tool on the CML or Building Society Association websites. Very few banks make their panel listings visible on the web. Where you are in need of a Chalfont St Giles property lawyer on the Santander please use our facility.
We are getting a further advance on our home loan from Yorkshire BS as we want to conduct a loft conversion to our house in Chalfont St Giles. Are we obliged to appoint a local Chalfont St Giles solicitor on the Yorkshire BS conveyancing panel to deal with the legals?
Yorkshire BS don't usually require a member of their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Yorkshire BS list.
Are there restrictive covenants that are commonly identified during conveyancing in Chalfont St Giles?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Chalfont St Giles. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How simple is it to switch solicitor as I have to find one who is on the National Westminster Bank conveyancing panel. I hired a high street conveyancing solicitor in Chalfont St Giles round the corner but he is not approved by National Westminster Bank
We will our best to assist in finding you a conveyancing solicitor in Chalfont St Giles on the National Westminster Bank panel. Please note that the law firms that we work with do not pay us commission if you instruct them and are registered with the Solicitors Regulation Authority who oversee all conveyancing solicitors in Chalfont St Giles. Using the find a conveyancing solicitor tool on this website, you can contrast charges for conveyancing solicitors in Chalfont St Giles and throughout England and Wales.
Is it best to choose a Chalfont St Giles conveyancing solicitor who is local to the property I am hoping to buy? I have an old university friend who can carry out the legal work but his firm is located 400miles away.
The primary upside of using a local Chalfont St Giles conveyancing firm is that you can attend the office to execute paperwork, deliver your ID and pester them where appropriate. Having local Chalfont St Giles know how is a plus. However nothing is more important than finding someone that will do a good and efficient job. If other friends have instructed your friend and in the main were impressed that should trump using an unknown Chalfont St Giles conveyancing lawyer solely due to them being round the corner.