We are purchasing a detached bungalow in Chalfont St Giles. Our aim is to convert the garage to an office at the property.Will the conveyancing process involve checks to see if these alterations are permitted?
Your conveyancer will check the registered title as conveyancing in Chalfont St Giles will on occasion identify restrictions in the title documents which prevent certain works or necessitated the permission of another owner. Many extensions require local authority planning consent and approval under the building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these issues with a surveyor ahead of any purchase.
After shopping around on the internet I have found a Chalfont St Giles solicitor having made sure that they are on the Aldermore conveyancing panel. Does my lawyer arrange the survey of the property?
Aldermore will need an independent valuation of the property. Your lawyer will not arrange this. Usually Aldermore will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Chalfont St Giles surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
After what feels like an age I have had an offer on an apartment in Chalfont St Giles accepted, the vendors do however have an associated purchase. The sellers have offered on on an apartment, however it’s not yet agreed to, and are looking at other apartments booked. I have instructed a high street conveyancing solicitor in Chalfont St Giles. What do I do now? When do I get the mortgage application with Barclays going?
It is understandable to have concerns where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is approx £1k, then survey, Chalfont St Giles conveyancing search costs, etc). First, you must ensure that your property lawyer is on the Barclays conveyancing panel. Regarding the next steps this very much dictated by the uniqueness of your transaction, desire for the property and on the state of the market. During a buoyant market many home buyers would apply for the mortgage with Barclays and pay for the valuation and only if it was satisfactory would they request their property lawyer to press on with searches.
I am purchasing a property and the lawyer has mentioned Chancel Repair to which the house could be liable given it’s proximity to the area of such a church. He has recommended insurance. Is this strictly appropriate for conveyancing in Chalfont St Giles
Unless a previous purchase of the premises completed post 12 October 2013 you can expect lawyers handling conveyancing in Chalfont St Giles to remain recommending a chancel search and or chancel repair liability policy.
I'm purchasing a new build house in Chalfont St Giles with a mortgage from TSB. The builders refused to reduce the price so I negotiated 6k of additionals instead. The sale representative advised me not reveal to my lawyer about the deal as it may adversely affect my mortgage with TSB. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking for a leasehold apartment up to £235,500 and found one near me in Chalfont St Giles I like with amenity areas and railway links nearby, the downside is that it's only got 52 remaining years left on the lease. I can't really find anything else in Chalfont St Giles in this price bracket, so just wondered if I would be making a grave error buying a lease with such few years left?
If you need a mortgage the remaining unexpired lease term will be a potential deal breaker. Discount the price by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the property for a minimum of twenty four months you can request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this.
Are there any apps to assist me to locate a Chalfont St Giles law firm on the Barnsley Building Society conveyancing panel? I drive a motor bike and am willing to travel upto 25miles to meet the conveyancer.
Feel free to make use of the search on this website. Please pick a lender and your location and you will see a number of Chalfont St Giles conveyancing lawyers locally. We have detailed some Chalfont St Giles conveyancing firms towards the end of this page and you can telephone them to see whether they are on the Barnsley Building Society approved list
I am a couple of weeks into a freehold purchase having been recommend to conveyancers by the local agent to do our conveyancing in Chalfont St Giles. I am am starting to be disappointed with the quality of service. Can you help me find new solicitors?
A solicitor would have to be very poor to suggest diss instructing them. Has your loan offer been generated? If so you need to make them aware of the new lawyer and ensure the loan are issued to the new lawyers. Your new solicitor ideally needs to be on the lenders panel to avoid added charges and delays. So that should be your first question of the new lawyers. Our find a solicitor tool can help you find a bank approved conveyancer for your home move in Chalfont St Giles