We are planning to acquire a flat and require a conveyancing solicitor in Chalfont St Peter who is on the Bank of Ireland conveyancing panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Bank of Ireland . We don't recommend any particular firms conducting conveyancing in Chalfont St Peter.
This question may be naive but I am wet behind the ears as FTB of a ground floor flat in Chalfont St Peter. Do I receive the keys to the house on completion from my conveyancer? If so, I will find a local conveyancing solicitor in Chalfont St Peter?
On the day of completion you will not be required to go to the conveyancers office in Chalfont St Peter. Conveyancing lawyers for you will electronically transfer the purchase money to the seller's conveyancers, and once they have received this, you should be invited to collect the keys from the Estate Agents and move into your new home. This tends to happen early afternoon.
My wife and I are spending time looking at houses in Chalfont St Peter and I am now considering a potential offer. Is it sensible to have my conveyancer on ‘stand by’? I intend to finance via a home loan with TSB.
You should start obtaining conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. As you are obtaining a mortgage with TSB, ask your prospective lawyers if they are on the TSB conveyancing panel otherwise they can't do the mortgage legal work.
It is unclear whether my mortgage offer requires a lease extension. I have called into my local Chalfont St Peter bank branch on numerous occasions and was told they are content with the situation and they will lend. My Chalfont St Peter conveyancing solicitor - who is on the lender conveyancing panel- telephoned and was told they would not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. I simply don't know who is right.
As long as the property lawyer is on the lender approved list, she or he must comply with the CML Handbook specifications for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
three months have gone by since my purchase conveyancing in Chalfont St Peter concluded. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Chalfont St Peter. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Chalfont St Peter
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There must be mutual enforceability of lessee’s covenants. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
Due to the advice of my in-laws I had a survey completed on a house in Chalfont St Peter prior to appointing conveyancers. I have been told that there is a flying freehold overhang to the house. The surveyor has said that some banks tend refuse to grant a mortgage on this type of house.
It varies from the lender to lender. Lloyds has different requirements from Birmingham Midshires. If you contact us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Chalfont St Peter. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Chalfont St Peter to see if the conveyancing will be more expensive.
My business partner and I are intending to take over a lease of an office on a shopping parade. Can you recommend conveyancers offering competitive costs for non-domestic conveyancing in Chalfont St Peter for less than £1,200?
We can recommend firms who host a wealth of experience of commercial conveyancing in Chalfont St Peter, including the sale and acquisition of businesses as well as simply premises. If you are looking to purchase or sell a shop, pub, restaurant, office, retail premises or a complete business we can find you the right lawyer. As for the charges these will vary based on the structure and terms of the proposed transaction. Let us have your details or email so as to enable us to supply you with comprehensive commercial conveyancing quote.