We are due to exchange buying a property in Chalfont St Peter but as a consequence of wreckage from a small fire at the property I have managed to agree reparation from the current proprietors in the sum of £3k by way of a adjustment in the price. This was going to be addressed as part of a side agreement yet Leeds Building Society will not agree to this. Should they have been informed?
The solicitor being on the Leeds Building Society conveyancing panel is required to inform Leeds Building Society of any changes to the sale price. If you were to refuse your conveyancer to disclose the reduction to Leeds Building Society then they would have to discontinue acting for you. In addition, Leeds Building Society and you would have to appoint a new property lawyer for your conveyancing in Chalfont St Peter.
Do all mortgage companies provide you with an approved list of Chalfont St Peter conveyancing solicitors? How do you know who is on the Skipton conveyancing panel?
Chalfont St Peter conveyancing firms themselves provide us confirmation that they are on the Skipton conveyancing panel as opposed to being supplied with a list from Skipton directly.
We previously selected conveyancing lawyers with offices in Chalfont St Peter on the HSBC solicitor panel. They are now charging me a further charge for the legal aspects of the HSBC mortgage. Is this an additional conveyancing fee set by HSBC?
As unfair as it may appear, as long as it’s in their Terms and Conditions or Quote then yes your conveyancer may levy a fee for this. The fee is not set by HSBC but by your Chalfont St Peter solicitor. Plenty of firms on the HSBC panel will charge ’dealing with mortgage’ fee and others do not.
My wife and I are in the throws of viewing flats in Chalfont St Peter and I am about to put in an offer. Is it premature to have a solicitor in place? I am planning to take a home loan with HSBC.
You should start requesting conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. As you are seeking a mortgage with HSBC, make sure you remember to check that your lawyer is on the HSBC conveyancing panel.
My offer was accepted on an apartment in Chalfont St Peter on 6/3/2025, valuation was booked 4 days after, received a clean bill of health. Solicitor retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Barclays and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Barclays conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Barclays to deal with your lawyer's application to be on the Barclays conveyancing panel. There's no guarantee that your solicitor will be accepted.
I require fast conveyancing in Chalfont St Peter as I am faced with a deadline to complete within 4 weeks. Thankfully I do not require a mortgage. Can I escape the need for conveyancing searches to save fees and time?
As you are not taking a home loan you are at free not to have searches conducted although no law firm would recommend that you don't. Drawing on years of experience of conveyancing in Chalfont St Peter the following are instances of issues that can crop up and adversely affect future saleability: Enforcement Actions, Outstanding Charges, Outstanding Grants, Road Schemes,...
Are there restrictive covenants that are commonly picked up as part of conveyancing in Chalfont St Peter?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Chalfont St Peter. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the advice of my in-laws I had a survey completed on a house in Chalfont St Peter in advance of appointing conveyancers. I have been informed that there is a flying freehold aspect to the house. Our surveyor advised that some mortgage companies will refuse to grant a loan on a flying freehold premises.
It varies from the lender to lender. Santander has different instructions from Birmingham Midshires. If you contact us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Chalfont St Peter. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Chalfont St Peter to see if the conveyancing costs will increase in light of this.