My wife and I have recently appointed a conveyancing solicitor in Sidcup. I I would like to check if they are accepted on the Britannia conveyancing panel. Could you assist?
You should call your conveyancer and ask them if they are on the lender panel. Alternatively please call Britannia who may be able to assist.
A friend advised me that in buying a property in Sidcup there may be various restrictions affecting the ability to carry out external alterations to the property. Is this right?
We are aware of a number of properties in Sidcup which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Sidcup should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Is it the case that all Sidcup CQS (Conveyancing Quality Scheme) solicitors are on the Nottingham conveyancing panel?
Some major banks and building societies now utilise CQS as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of firms.
About to purchase house in Sidcup. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Skipton conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Sidcup property lawyer is on the Skipton conveyancing panel.
My partner and I are planning on selling our house in Sidcup and according to the buyers it appears that there is a risk of it being built on contaminated land. A local lawyer would know that there is no such problem. For the life of me I don't know why the buyers used a factory type conveyancing firm as opposed to a conveyancing solicitor in Sidcup. We have lived in Sidcup for many years we know that this is a non issue. Should we get in touch with our local Authority to obtain confirmation that the buyers are looking for.
It would appear that you have a conveyancing firm currently acting for you. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
How does conveyancing in Sidcup differ for new build properties?
Most buyers of new build or newly converted property in Sidcup come to us having been asked by the seller to exchange contracts and commit to the purchase even before the house is finished. This is because builders in Sidcup usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Sidcup or who has acted in the same development.
I decided to have a survey completed on a house in Sidcup in advance of appointing lawyers. I have been told that there is a flying freehold element to the property. The surveyor has said that some mortgage companies may not grant a loan on this type of home.
It depends who your proposed lender is. HSBC has different requirements for example to Nationwide. Should you wish to telephone us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Sidcup. Conveyancing will be smoother if you use a solicitor in Sidcup especially if they regularly deal with such properties in Sidcup.
My husband and I are four weeks into a leasehold purchase having been referred to conveyancers by the high street agent to carry out the conveyancing in Sidcup. I am am starting to be frustrated with the quality of service. Could you you assist me in finding new conveyancers?
A conveyancer would have to be very poor to suggest replacing them. Has the loan offer been issued? In the event that it has you must inform them of the new contact details and have the loan are re-issued. Your new conveyancer should be on the lenders approved list to avoid added expenses and complications. That should be your first question of the new lawyers. The search tool can help you find a lender approved lawyer for your conveyancing in Sidcup