My friend's brother is a conveyancing practitioner. I suspect that I will be offered friends and family pricing for conveyancing, but if not, what kind of costs should I be expecting for conveyancing in Sidcup?
You should compare pricing. Do use our search tool on this site. The estimates seem to vary but the service one can expect differ between conveyancers as is the case with most professions.
Do the Building Society Association intend to launch a searchable register to list solicitors on the Melton Mowbray Building Society conveyancing panel for instance in Sidcup?
We would not expect to be advised of any intention on the part of the BSA to develop such a tool.
Is it the case that all Sidcup CQS (Conveyancing Quality Scheme) solicitors are on the TSB conveyancing panel?
A selection of lenders now use CQS as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of conveyancing solicitors.
I have today made my last payment due on my mortgage with Principality. I assume I don't need a Sidcup solicitor on the Principality panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Principality mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Principality mortgage from the register. Principality, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Principality has sent the Land Registry the discharge electronically, and
- Principality has instructed the Land Registry to do so
Completion of my remortgage has taken place for my property in Sidcup. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I appreciate that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when acquiring a residence in Sidcup? or I am told that there is a law dating back centuries that means some house owners residing in a parish church boundary may be liable to contribute towards maintenance towards the chancel within the church. Is this a legitimate concern for conveyancing in Sidcup?
Unless a previous purchase of the property took place post 12 October 2013 you could expect lawyers handling conveyancing in Sidcup to continue to suggest a chancel search and or chancel repair liability policy.
I need to instruct a conveyancing solicitor in Sidcup for my home move. Is there any facility to review a solicitor's complaints history with the legal regulator?
You can search for published Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Visit Check a solicitor's record. To find details about the period before 1 January 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, dial +44 (0)121 329 6800. The SRA could monitor call for training requirements.
Our lender agreed in principle to grant us a mortgage. We have retained a local conveyancer in Sidcup yesterday. Today, our broker contacted us saying that the bank said that we cannot use our solicitor as they aren't on their 'approved list'. As FTB's, we did not have a clue that the bank had a say Is this legal?
You are permitted to choose any lawyer you want to appoint for your conveyancing in Sidcup however if your lender aren't happy with them you must pay additional cost so your bank can retain their own conveyancer too. On occasion it is conceivable that your solicitor may apply to get added to the bank panel. Do make the most of internet tools including lenderpanel.com to find a conveyancing solcitor in Sidcup on the mortgage company panel. You can go into your local mortgage company branch in Sidcup. They will know some good conveyancing solicitors in Sidcup on the bank panel.