I am considering applying for a Santander mortgage for purchase of a newly converted (under development) in Longlands with 65 per cent LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Santander ?
In theory, you could use a solicitor that is not on the Santander conveyancing panel, but Santander would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
What will a local search inform me regarding the house I am buying in Longlands?
Longlands conveyancing often starts with the submitting local authority searches directly from your local Authority or through a personal search company such as PSG The local search is essential in every Longlands conveyancing purchase; that is if you wish to avoid any unpleasant surprises after you move into your new home. The search will provide information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic areas.
Despite weeks of looking the Title Certificate and documents to my property are lost. The conveyancers who did the conveyancing in Longlands 5 years ago are no longer around. Will I be able to sell the house?
Nowadays there are duplicates made of almost everything, and your solicitor will be aware precisely where to find all the appropriate paperwork so you may purchase or dispose of your house without any difficulty. Where duplicates are not available, your solicitor may be able to put in place insurance or indemnities against future claims on the property.
Due to the advice of my in-laws I had a survey completed on a property in Longlands prior to retaining conveyancers. I have been advised that there is a flying freehold element to the house. The surveyor advised that some mortgage companies tend refuse to grant a loan on such a home.
It varies from the lender to lender. Bank of Scotland has different instructions from Birmingham Midshires. If you call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Longlands. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Longlands to see if the conveyancing costs will increase in light of this.
I need to instruct a conveyancing solicitor for leasehold conveyancing in Longlands. I have stumble upon a site which seems to have the perfect answer If it is possible to get all this stuff done via phone that would be ideal. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I am an executor of my recently deceased mum’s Will, with a property in Longlands which will be sold. The property is unregistered at the Land Registry and I'm advised that many purchasers will insist that it is done before they'll proceed. What's the mechanism for this?
In the circumstances that you have set out it seems advisable to apply to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. HMLR’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and certified copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.