It is is a decade since I bought my home in Longlands. Conveyancing lawyers have now been instructed on the sale but I am unable to find the deeds. Will this cause complications?
You need not be too concerned. First the deeds may be kept by the mortgage company or they may be archived with the solicitor who handled the purchase. Secondly in all probability the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers procuring current official copies of the land registers. Nearly all conveyancing in Longlands involves registered property but in the rare situation where your property is not registered it adds to the complexity but is resolvable.
I am considering applying for a HSBC mortgage for purchase of a newly converted (under development) in Longlands with 60% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for HSBC ?
In theory, you could use a solicitor that is not on the HSBC conveyancing panel, but HSBC would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
Despite weeks of looking the Title Certificate and documents to our house are lost. The conveyancers who handled the conveyancing in Longlands 4 years ago no longer exist. What do I do?
Nowadays there are duplicates made of almost everything, and your conveyancer will know precisely where to look for all the appropriate paperwork so you can buy or sell your house without any difficulty. Where copies are not available, your lawyer can put in place insurance or indemnities protecting you against future claims on your premises.
How does conveyancing in Longlands differ for new build properties?
Most buyers of new build or newly converted property in Longlands approach us having been asked by the seller to sign contracts and commit to the purchase even before the house is ready to move into. This is because builders in Longlands typically buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Longlands or who has acted in the same development.
What makes your site different to other online quote calculators when it comes to conveyancing in Longlands?
At this site secure an accurate quote via a Solicitor or Licensed Conveyancer that has a full understanding of the nuances for your conveyancing in Longlands. As opposed to estate agents and many comparison sites we do not charge firms a commission if you select them for your home move in Longlands
I've found a house that appears to be perfect, at a great figure which is making it all the more appealing. I have just found out that it's a leasehold rather than freehold. I would have thought that there are issues buying a leasehold house in Longlands. Conveyancing lawyers have not yet been appointed. Will my lawyers set out the risks of buying a leasehold house in Longlands ?
Most houses in Longlands are freehold rather than leasehold. In this scenario it’s worth having a local conveyancer who is familiar with the area who can help the conveyancing process. it is apparent that you are buying in Longlands so you should seriously consider looking for a Longlands conveyancing solicitor and check that they have experience in dealing with leasehold houses. First you will need to check the unexpired lease term. As a tenant you will not be entirely free to do whatever you want to the property. The lease will likely included provisions such as obtaining the landlord’spermission to carry out changes to the property. It may be necessary to pay a service charge towards the maintenance of the estate where the house is located on an estate. Your solicitor will appraise you on the various issues.
Following months of negotiations we cannot agree with our landlord on how much the lease extension should cost for our flat in Longlands. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
Most certainly. We are happy to put you in touch with a Longlands conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Longlands premises is 103a Footscray Road in January 2014. The tribunal determines that the premium payable for the extended lease should be £34,500 according to the expert witness valuation calculation This case related to 1 flat.