Is the fact that my conveyancer in New Eltham is not on my mortgage company's solicitor panel that there is a problem with the standard of the firm’s work?
That is more than likely a wrong assumption to make. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator indicated that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the New Eltham conveyancing practice and ask them why they are no longer on the approved list for your bank.
I am buying a house without a mortgage in New Eltham. I have been living for the previous dozen years in New Eltham. Conveyancing searches are expensive. As I have knowledge of the area and road very well must I have all the conveyancing searches?
Provided that you do not need a mortgage, then the vast majority of the New Eltham conveyancing searches are optional. Your lawyer will 'advise', no-doubt strongly, that you should have searches carried out, but he is duty bound to do this. One thing to bear in mind; if you are likely to sell the house at a future date, it could be of interest to your future buyer what the searches disclose. Sometimes properties with functional issues can still reveal unpredicted search results. A competent conveyancing solicitor in New Eltham should provide you some helpful guidance concerning this.
Completed the sale of my flat in New Eltham last November but the buyer keeps telephoning every few hours to moan that his solicitor needs to hear from mine. What are the post completion sale formalities now that I have sold?
Following your disposal your conveyancer is duty bound to deliver the transfer deeds and all additional paperwork to the purchaser's conveyancer. If applicable, your lawyer must also send confirmation that the home loan has been repaid to the buyers lawyers. There is unlikely to be post completion steps specific conveyancing in New Eltham.
Is it necessary during the course of the conveyancing process to attend the offices of the solicitor to execute the legal charge? If so, I will appoint a lawyer who conducts conveyancing in New Eltham so that I can attend their offices when needed.
These days approved lawyers for banks undertake all of the work through the post, e-mail or over the phone. This means that they can undertake the legal work for your home move regardless of where you live in England or Wales. However you should check if you have the option of visiting the offices of your conveyancing lawyer if just in case this is required.
I require fast conveyancing in New Eltham as I am under pressure to complete within 2 weeks. Thankfully I do not need a mortgage. Can I decline from having conveyancing searches to save fees and time?
If.Given you are not taking a mortgage you are at free not to have searches conducted although no lawyer would advise that you don't. With plenty of history conveyancing in New Eltham the following are instances of what can crop up and adversely affect future mortgageability: Refused Planning Applications, Outstanding Charges, Outstanding Grants, Unadopted Roads,...
Me and my brother purchased a semi-detached Edwardian property in New Eltham. Conveyancing lawyer acted for me and Platform Home Loans Ltd. I did a free Land Registry search last week and I saw two entries: one for freehold, another for leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in New Eltham and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with your conveyancing lawyer who conducted the purchase.