Finally the sale completed on my house in West Yorkshire last October but my buyer keeps texting daily to say her conveyancer needs to hear from myconveyancer. What are the post completion sale legalities following completion?
After completion of your disposal your conveyancer should forward the transfer documentation and all supplemental paperwork to the buyer’s conveyancer. Depending on the transaction, your solicitor must also evidence that the mortgage has been discharged to the buyers solicitors. There is unlikely to be post completion tasks just for conveyancing in West Yorkshire.
My house in West Yorkshire is up for sale and I have a buyer. Will the property lawyer need to be on the UBS conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the UBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently currently.
Are all West Yorkshire Conveyancing Quality Solicitors on the Principality conveyancing list of approved firms?
It is true that some lenders now utilise CQS as the kick off point for Panel membership such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of conveyancing solicitors.
Can I be sure that the West Yorkshire conveyancing solicitor on the Bank of Ireland panel is any good?
When it comes to conveyancing in West Yorkshire obtaining recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer handling your transaction.
I am currently in the process of buying my council flat in West Yorkshire. I have a mortgage offer with RBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
Despite weeks of looking the Title Certificate and documents to my house are lost. The lawyers who handled the conveyancing in West Yorkshire 4 years ago have long since closed. What are my next steps?
In today’s world there are copies made of almost everything, and your solicitor should be aware precisely where to find all the relevant documentation so you may buy or sell your house without any difficulty. Where copies can’t be located, your lawyer may be able to put in place insurance or indemnities against possible claims on the property.
In my capacity as executor for the estate of my father I am selling a residence in Cardiff but live in West Yorkshire. My solicitor (approximately 200 kilometers awayrequires that I execute a stat dec ahead of the transaction finalising. Could you suggest a conveyancing solicitor in West Yorkshire to attest this legal document for me?
strictly speaking you should not need to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will be fine regardless of whether they are based in West Yorkshire
My father-in-law mentioned that when selecting a conveyancing firm they need approved by your lender. I am a FTB but I have an AIP via HSBC and I already have a bricks and morter conveyancing lawyer in West Yorkshire in place. Will Virgin Money require an approved lawyer to be selected? If so, where do I find that list for my conveyancing in West Yorkshire?
You should choose a solicitor that is on the Virgin Money panel. Just call your chosen West Yorkshire conveyancing solicitor and ask if they are on the Virgin Money panel. If they are not approved you have a couple of choices open to you here:
- Carry on with your existing West Yorkshire lawyer but Virgin Money will no doubt instruct a property lawyer from their conveyancing panel. The net impact is additional cost together with potential delay.
- Get a new lawyer to conduct the conveyancing, making sure they are on the Virgin Money conveyancing panel.
- Convince your solicitor to attempt to join the lender panel.