Do the Building Society Association intend to launch a searchable register to to identify solicitors on the Darlington Building Society conveyancing panel for example in East London?
We have not been informed any intention on the part of the BSA to develop such a search facility.
My wife and I purchasing a end of terrace house in East London. The intention is to convert the garage to a playroom at the house.Will the conveyancing process involve enquiries to ascertain if these alterations are prohibited?
Your property lawyer should check the registered title as conveyancing in East London will on occasion reveal restrictions in the title documents which prohibit categories of alterations or require the permission of another owner. Certain works need local authority planning permissions and approval in accordance building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.
I have paid off my mortgage with UBS. I assume I don't need a East London conveyancing practitioner on the UBS panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your UBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the UBS mortgage from the register. UBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where UBS has sent the Land Registry the discharge electronically, and
- UBS has instructed the Land Registry to do so
RBS have agreed my home loan in principle, my offer on a apartment in East London has been agreed to, now what?
Your estate agent will need to be informed of your lawyer's details (be sure the property lawyers are on the lender’s approved list). Telephone RBS or the financial adviser and finish off any outstanding forms. RBS will sellect a valuer who will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes approximately a week to get a mortgage offer. RBS will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in East London.
I am looking for a flat up to £195,000 and found one near me in East London I like with open areas and railway links in the vicinity, however it's only got 49 years on the lease. I can't really find anything else in East London for this price, so just wondered if I would be making a grave error purchasing a short lease?
Should you need a mortgage the shortness of the lease will be an issue. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of twenty four months you may ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this matter.
What does commercial conveyancing in East London cover?
Non domestic conveyancing in East London covers a broad array of advice, offered by qualified solicitors, relating to business property. For instance, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.
My father-in-law has suggested that I appoint his conveyancing solicitors in East London. Should I find my own property lawyer?
There are no two ways about it it’s preferable to choose a conveyancing solicitor is to have guidance from friends or family who have used the firm that you are are thinking of instructing.
Me and my wife have today had an offer accepted on our 1st home in East London, and are about to get solicitors instructed. We have utilised the numerous rating based websites and the quotes are from all across the the UK. Is it important to have a East London property lawyer local to our potential new home? I am fine to do all the communicating electronically, but I assume at some stage we may need to visit the conveyancer's office to sign documents?
There is no requirement to physically visit the office of your conveyancer, they can send any relevant documents to you, which you can sign and return. Many buyers and sellers prefer to use a locally based solicitor, but it's by no means a prerequisite for conveyancing in East London.