We just had an offer accepted to buy with Melton Mowbray Building Society. I dropped in 3 or 4 high street firms yet am struggling to find a North London conveyancing firm on the Melton Mowbray Building Society panel. Can you help?
Feel free to take advantage of the search tool on this page. Pick the lender and type North London or your preferred area and you will discover a number of lawyer offices in North London or near you.
When it comes to mortgage companies such as Nationwide, do North London conveyancers face a fee to be on the list of approved solicitors?
We are not aware of any bank fees to register on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
We previously selected conveyancing lawyers locally in North London on the TSB solicitor panel. They are now charging me a supplemental amount for dealing with the TSB mortgage. Is this a supplemental conveyancing fee specified by TSB?
Unfortunately, as long as it is in their Terms and Conditions or estimate then yes your solicitor can levy a fee for this. The fee is not set by TSB but by your North London property lawyer. Plenty of firms on the TSB panel will levy ’dealing with mortgage’ fee but many practices include it on their overall fee.
I am currently in the process of buying my council flat in North London. I have a mortgage agreed with Virgin Money. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Virgin Money, you will need to appoint a solicitor on the Virgin Money conveyancing panel.
My wife and I are planning on selling our house in North London and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. A high street North London conveyancer would know that there is no such problem. It does beg the question why the buyers used a national conveyancing firm rather than a conveyancing solicitor in North London. We have lived in North London for many years we know that this is a non issue. Is it a good idea to contact our local Authority to obtain confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor already. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
About to purchase a new build apartment in North London. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in North London
-
Please confirm the Lease plans are surveyor prepared. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.
In what way does the Landlord & Tenant Act 1954 impact my business property in North London and how can you help?
The 1954 Act gives a safeguard to commercial lessees, giving them the right to make a request to court for a continuation of occupancy at the end of an expired lease. There are limited grounds that a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. North London is one of the numerous areas of the UK in which the firms we work with are based
Why can I not complete our conveyancing in North London on Good Friday?
This is due to the fact that on completion the funds needs to pass between the banks of the buyer and seller's conveyancer and currently this can only occur on a working day. It is not possible to complete on a weekend either.