It has come to my attention via my IFA that my Charing Cross solicitor is not on the mortgage company Solicitor panel. What can I do to be sure whether this is correct?
The best course of action for you to take is to call your Charing Cross conveyancer. It is reasonable to expect your lawyer to notify you what has happened. Where they are not on the panel they may recommend you to a Charing Cross conveyancing practice that is on the conveyancing panel for your lender.
This question may be naive but I am wet behind the ears as FTB of a two bedroom flat in Charing Cross. Do I receive the keys to the house on the completion date from my conveyancer? If so, I will use a High Street conveyancing solicitor in Charing Cross?
There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the completion advance to the owner’s solicitors, and shortly after the monies have arrived, you should be able to receive the keys from the selling Agents and move into your new home. Usually this occurs early afternoon.
I am currently in the process of buying my council flat in Charing Cross. I have a mortgage offer with UBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with UBS, you will need to appoint a solicitor on the UBS conveyancing panel.
I currently have a mortgage with Skipton for my property in Charing Cross. Conveyancing was finalised months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Skipton?
Skipton must be informed of your intention prior to renting your property as this is likely to be a breach of Skipton’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Skipton directly. It should not be necessary to do this via a Skipton conveyancing panel firm.
I require fast conveyancing in Charing Cross as I am under pressure to exchange contracts inside one month. Thankfully I do not need a mortgage. Can I decline from having conveyancing searches to save money and time?
As you are not taking a mortgage you have the choice not to do searches although no law firm would recommend that you don't. With lots of history conveyancing in Charing Cross the following are instances of issues that can crop up and adversely impact future mortgageability: Enforcement Actions, Overdue Charges, Overdue Grants, Railway Schemes,...
I have justfound out that Action Conveyancing have closed. They carried out my conveyancing in Charing Cross for a purchase of a leasehold flat 12 months ago. How can I be sure that my home is in my name in the name of the former proprietor?
The easiest way to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Charing Cross conveyancing specialists.
My business partner and I are wishing to lease a unit on the high street. Can you recommend conveyancers offering no-sale-no charges for commercial conveyancing in Charing Cross for less than £1,200?
We are happy to recommend firms who have specialist knowledge of commercial conveyancing in Charing Cross, including the sale and acquisition of businesses as well as simply premises. Whether you are intending to purchase or lease a shop, pub, restaurant, office, retail premises or a whole business we can put you in touch with the right firm. Regarding the charges these will vary based on the structure and complexity of the deal. Let us have your contact information or phone us so that we can supply you with a fixed commercial conveyancing quote.
What is the difference between surveying and conveyancing in Charing Cross?
Conveyancing - in Charing Cross or anywhere in England and Wales - is the process of legally transferring legal title of property from one person to another. It therefore includes the investigation of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you’re intending to buy and will help you find out about the condition of the building and, if there are problems, give you leverage for reducing the price down or asking the vendor to remedy the problems before you move in.