I am buying a house for cash in Charing Cross. I have been living for the last twelve years in Charing Cross. Conveyancing searches are a lot of money. As I have knowledge of the road and vicinity very well should I not bother getting the solicitor to do all the conveyancing searches?
If you not getting a mortgage, then the vast majority of the Charing Cross conveyancing searches are at your discretion. Your conveyancer will try and steer you, perhaps strongly, that you should have searches done, but he is duty bound to do this. Do take into account; if you are intend to sell the house in the future, it could be of importance to your prospective buyer what the searches disclose. Sometimes properties with functional issues can still show up negative search results. A good conveyancing solicitor in Charing Cross will provide you some sensible guidance here.
It is is a decade since I bought my property in Charing Cross. Conveyancing lawyers have recently been retained on the sale but I am unable to locate the title documents. Will this cause complications?
You need not be too concerned. First there is a possibility that the deeds will be kept by the mortgage company or they may still be with the conveyancers who oversaw the purchase. Secondly in all probability the land will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers obtaining up to date copy of the land registers. Nearly all conveyancing in Charing Cross involves registered property but in the unlikely event that your home is unregistered it adds to the complexity but is not insurmountable.
We are buying a 3 bedroom semi in Charing Cross. The intention is to an extension at the rear at the house.Will legal due diligence on the property involve checks to ascertain if these alterations are prohibited?
Your conveyancer should check the registered title as conveyancing in Charing Cross can on occasion identify restrictions in the title documents which prevent certain changes or require the permission of a 3rd party. Many extensions call for local authority planning consent and approval in accordance building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be prudent to check these things with a surveyor ahead of any purchase.
We have agreed to purchase a house in Charing Cross. An unusual aspect is that the roof has a solar panel. Barclays have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Barclays your lawyer must comply with the conveyancing instructions set out in Part two of UK Finance Lenders’ Handbook for Barclays. The CML Handbook stipulates minimum requirements for solar panel roof-space leases, and lawyers are required to report to Barclays where a lease does not meet these provisions. The conditions relate to the installation of panels on properties countrywide and is not restricted to Charing Cross.
I recently had an offer agreed on a house in Charing Cross. My mortgage broker recommended their conveyancers. I paid an advanced payment of £175. Not long after, the conveyancing practitioner contacted me sheepishly admitting that they were not on the Coventry BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Coventry BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I need some quick conveyancing in Charing Cross as I am under an ultimatum to complete inside one month. A home loan is not required. Can I avoid the conveyancing searches to save fees and time?
If.Given you are are a cash buyer you have the choice not to do searches although no law firm would suggest that you don't. With lots of history conveyancing in Charing Cross the following are examples of what can be revealed and therefore affect the marketability of the property: Refused Planning Applications, Outstanding Charges, Outstanding Grants, Road Schemes,...
Due to the guidance of my in-laws I had a survey completed on a house in Charing Cross in advance of appointing solicitors. I have been told that there is a flying freehold aspect to the house. My surveyor advised that some banks may refuse to give a loan on a flying freehold property.
It varies from the lender to lender. HSBC has different instructions from Nationwide. If you contact us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Charing Cross. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Charing Cross to see if the conveyancing costs will increase in light of this.
Having checked my lease I have discovered that there are only 68 years unexpired on my flat in Charing Cross. I now want to get lease extension but my landlord is can not be found. What options are available to me?
On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be extended by the Court. However, you will be required to demonstrate that you or your lawyers have done all that could be expected to find the freeholder. On the whole a specialist should be helpful to try and locate and to produce an expert document to be accepted by the court as proof that the freeholder can not be located. It is wise to seek advice from a solicitor in relation to proving the landlord’s disappearance and the application to the County Court overseeing Charing Cross.
After months of correspondence we are unable to agree with our landlord on how much the lease extension should cost for our flat in Charing Cross. Can we issue an application to the Residential Property Tribunal Service?
if there is a absentee landlord or if there is dispute about what the lease extension should cost, under the relevant legislation it is possible to make an application to the Leasehold Valuation Tribunal to decide the premium.
An example of a Freehold Enfranchisement matter before the tribunal for a Charing Cross flat is 20 Avonwick Road in July 2013. The Tribunal was dealing with an application under Section 26 of the Leasehold Reform Housing and Urban Development Act 1993 for a determination of the freehold value of the property. It was concluded that the price to be paid was Fifteen Thousand Nine Hundred and Seventy (£15,970) divided as to £8,200 for Flat 20 and £7,770 for Flat 20A This case affected 1 flat. The number of years remaining on the existing lease(s) was 73.26 years.