My wife and I are buying a 2 bedroom flat in Cranham with a mortgage. We like our Cranham solicitor, however the mortgage company advise he's not on their "panel". We have to appoint one of the lender panel solicitors or keep our Cranham property lawyer and pay for one of their panel firms to represent them. We regard this is unjust; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Cranham conveyancing solicitor to apply to be on the conveyancing panel.
We are about to sign contracts for a property in Cranham. We have hit a problem. The mortgage offer with Skipton Building Society runs out on 22/5/2025 but the owners are insisting on a completion date of 27/5/2025. Is it possible to extend the mortgage expiry date?
The best person to address this concern is your lawyer who should calculate if he or she is corresponding with the mortgage company, vendor’s lawyers, estate agents or indeed all parties given what has happend in your house move as of today.
Can your site be used to recommend a Conveyancing solicitor in Cranham even where I’m not purchasing or disposing of a house, for instance if I intend to buy an office in Cranham with a mortgage from Platform Home Loans Ltd?
The service is primarily utilised to help choose residential conveyancing solicitors in Cranham but we have recorded at the bottom of this page a selection of Cranham commercial conveyancing firms. You should speak with the company directly to check if they can also act for Platform Home Loans Ltd
I require expedited conveyancing in Cranham as I am faced with an ultimatum to complete within 4 weeks. Thankfully I do not require a mortgage. Is it possible to escape the need for conveyancing searches to save money and time?
As you are not taking a mortgage you have the choice not to do searches although no law firm would suggest that you don't. Drawing on our experience of conveyancing in Cranham the following are instances of what can arise and therefore impact market value: Refused Planning Applications, Outstanding Charges, Outstanding Grants, Unadopted Roads,...
I am buying a new build apartment in Cranham. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Cranham
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The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Forfeiture - bankruptcy or liquidation must not apply under this provision.
I was pointed in your direction by a couple of local property agents in Cranham to find a conveyancer using your seach tool. Is there a financial upside for Estate Agents to promote your lawyers over another?
We don’t give any commission for pointing buyers and sellers to this site. We thought it would be too underhand a fee as home movers will think, ‘How come the agent getting a kickback? Why aren’t I getting any benefit too?’ So we decided to step away from that.