Me and my partner are purchasing a maisonette in Harold Wood. My Conveyancer is not listed on the lender conveyancing panel. Is it possible for me to appoint my Harold Wood conveyancing solicitor even though they are not on the bank list of approved lawyers?
You have a couple of alternatives open to you here
- Carry on with your existing Harold Wood solicitor but your mortgage company will undoubtedly appoint a conveyancer from their conveyancing panel. The net result is additional fees together with likely delay.
- Choose a new conveyancer to conduct the conveyancing, ensuring that they are on the bank conveyancing panel.
- Convince your conveyancer to pull out all the stops to join the mortgage company panel of solicitors
I have given 8 weeks notice to my current landlord and have to vacate my rented property in Harold Wood by the end of next month. Conveyancing for my house purchase is progressing. How realistic is it to complete in 5 weeks as don't want to have to find temporary accommodation?
The normal practice is not to serve notice on a rental unless you have exchanged. Assuming that you have not previously done so, contact to your lawyer and ask them to they cajole the sellers lawyers, try to get a realistic time scale from them that all parties will work to achieve
As someone unfamiliar with the Harold Wood conveyancing process what is your top tip you can give me for the home moving process in Harold Wood
You may not hear this from too many lawyers but conveyancing in Harold Wood or throughout Essex is often a confrontational process. Put another way, when it comes to conveyancing there exists an abundance of room for confrontation between you and other parties involved in the legal transfer of property. E.g., the vendor, selling agent and sometimes the lender. Selecting a law firm for your conveyancing in Harold Wood should not be taken lightly as your conveyancer is your adviser, and is the ONLY party in the legal process whose responsibility is to act in your legal interests and to keep you safe.
There is a worrying ongoing adversarial element to conveyancing- someone has to be blamed for the process taking so long. We recommend that you your first instinct should be to trust your conveyancer above the other players when it comes to the legal assignment of property.
Just acquired a terraced house in Harold Wood , how long should it take for the Land Registry to record my proprietorship? My Harold Wood conveyancing solicitor works at snail pace, so I want to be sure that my ownership is recorded.
As far as conveyancing in Harold Wood registration is no faster or slower than the rest of the country. Rather than based on location, timeframes can adjust subject to who lodges the application, whether there are errors and if the Land registry need to notify any interested parties. As of today in the region of three quarters of such applications are fully addressed within 12 days but some can be subject to longer hold-ups. Historically registration is effected after the buyer is living at the premises so an expedited registration is not typically top priority yet if it is urgent that the the registration takes place urgently then you or your lawyers should communicate with the Registry to express the reasoning for the application to be prioritised.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Harold Wood. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Harold Wood
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Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Forfeiture - bankruptcy or liquidation must not apply under this provision. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore.
Due to the encouragement of my in-laws I had a survey completed on a property in Harold Wood prior to appointing conveyancers. I have been told that there is a flying freehold aspect to the property. My surveyor has said that some banks may not issue a mortgage on a flying freehold house.
It depends who your proposed lender is. Lloyds has different requirements for example to Nationwide. If you contact us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Harold Wood. Conveyancing may be slightly more expensive based on your lender's requirements.