There are numerous conveyancing solicitors in Harold Wood but how do I know who I should use?
We would encourage you not to base your choice on the lowest Harold Wood conveyancing fees. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
Does a directory service exist listing Nationwide panel conveyancers in Harold Wood on the UK Finance Lenders’ Handbook Website?
No. There is no such directory service on the CML or Building Society Association websites. Very few banks make their panel listings viewable over the internet. If you are seeking to appoint a Harold Wood conveyancer on the Nationwide please use our tool.
I had an offer accepted on a property in Harold Wood on 6/1/2025, valuation was booked 4 days later, received a clean bill of health. Property lawyer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Co-operative and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Co-operative conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Co-operative to deal with your lawyer's application to be on the Co-operative conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have todayfound out that Arc property Solicitors have been shut down. They conducted my conveyancing in Harold Wood for a purchase of a leasehold flat 18 months ago. How can I establish that the property is not still registered in the name of the previous owner?
The quickest method to check if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Harold Wood conveyancing specialists.
How does conveyancing in Harold Wood differ for newly converted properties?
Most buyers of new build or newly converted property in Harold Wood contact us having been asked by the seller to exchange contracts and commit to the purchase even before the house is completed. This is because builders in Harold Wood typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Harold Wood or who has acted in the same development.
Due to the encouragement of my in-laws I had a survey completed on a house in Harold Wood prior to appointing conveyancers. I have been advised that there is a flying freehold overhang to the property. My surveyor advised that some mortgage companies may not grant a mortgage on this type of property.
It depends who your proposed lender is. Lloyds has different requirements from Halifax. If you e-mail us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Harold Wood. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Harold Wood to see if the conveyancing will be more expensive.
I need to instruct a conveyancing solicitor for my conveyancing in Harold Wood. I have land on a web site which seems to have the perfect answer If there is a chance to get all formalities completed via email that would be preferable. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Can you provide any top tips for leasehold conveyancing in Harold Wood from the perspective of saving time on the sale process?
- A significant proportion of the frustration in leasehold conveyancing in Harold Wood can be avoided where you appoint lawyers as soon as you market your property and ask them to collate the leasehold documentation needed by the purchasers’ representatives. If you have had conflict with your landlord or managing agents it is very important that these are resolved prior to the flat being put on the market. The purchasers and their solicitors will be reluctant to purchase a property where there is a current dispute. You will have to accept that you will have to discharge any arrears of service charge or resolve the dispute prior to completion of the sale. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You are still duty bound to disclose particulars of the dispute to the buyers, but it is clearly preferable to reveal the dispute as historic rather than unresolved. Some Harold Wood leases require Landlord’s consent to the sale and approval of the buyers. If this applies to your lease, it would be prudent to place the estate agents on notice to make sure that the purchasers obtain financial (bank) and professional references. The bank reference will need to confirm that the buyers are able to meet the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the actual amount of the service charge so that they can pass this information on to the purchasers or their lawyers. If you have carried out any alterations to the premises would they have required Landlord’s approval? Have you, for example laid down wooden flooring? Most leases in Harold Wood state that internal structural changes or addition of wooden flooring require a licence issued by the Landlord consenting to such alterations. Where you fail to have the approvals to hand you should not contact the landlord without contacting your solicitor before hand.
I am the proprietor of a ground-floor 1950’s flat in Harold Wood. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal determine the premium due for the purchase of the freehold?
You certainly can. We are happy to put you in touch with a Harold Wood conveyancing firm who can help.
An example of a Lease Extension decision for a Harold Wood flat is 37 Lodge Court High Street in November 2013. the decision of the LVT was that the premium to be paid for the new lease was £25,559 This case was in relation to 1 flat. The number of years remaining on the existing lease(s) was 57.5 years.