Can your site be used to recommend a Conveyancing solicitor in Upminster even if I’m not purchasing or selling a house, for example where I intend to acquire a shop in Upminster with a loan from Barclays ?
The service is primarily used to select domestic conveyancing solicitors in Upminster but we have listed towards the bottom of this page a few Upminster commercial conveyancing firms. You should make contact with the firm directly to check if they can also act for Barclays
Me and my brother have a renovated Edwardian house in Upminster. Conveyancing solicitor acted for me and Godiva Mortgages Ltd. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold with the exact same property. I'd like to know for sure, how can I find out??
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Upminster and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with your conveyancing solicitor who carried out the work.
I'm buying a new build house in Upminster with a loan from National Westminster Bank. The sellers refused to move on the amount so I negotiated £7000 of fixtures and fittings instead. The property agent advised me not inform my lawyer about the side-deal as it may adversely affect my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in last month in what should have been a straight forward, chain free conveyancing. Upminster is the location of the property. Can you offer any assistance?
Flying freeholds in Upminster are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Upminster you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Upminster may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
In my capacity as executor for the will of my grandfather I am selling a house in Newport but reside in Upminster. My solicitor (based 300 kilometers awayneeds me to execute a stat dec ahead of completion. Can you recommend a conveyancing solicitor in Upminster who can attest and place their company stamp on the document?
strictly speaking you should not need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are Upminster based
Me and my fiance have recently had an offer accepted on a house and had meeting on Tuesday with HSBC for the mortgage. They warned me that when it comes to appointing a conveyancing practitioner that unless they are on their approved list of lawyers then we will be subject to an a further charge of about two hundred pounds. This is is due to the fact that they will then have to select a conveyancer to act for them as well as the one we select for ourselves and we assume responsibility for their invoice. I have asked HSBC to furnish me with a list so I can seek quotes only from their approved solicitors but was told they dont have such a list to hand over. Is there a simple way of finding out who is on a lender panel?
You should ask HSBC what their panel criteria is for a conveyancer.Thereafter ask the solicitor of your choice whether they fit that criteria and have they acted on loans for HSBC before. Where the answer to those is yes, then just double check with HSBC. Alternatively please utilise our search tool and we should be able to locate a property lawyer in Upminster on the approved list for HSBC.