Please help. My Harold Park conveyancer is advising me that he has toorder Harold Park conveyancing searches due to the fact thatthe firm are on the Santandersolicitor panel. Is this really necessary?
You have limited options available to you. As you are taking a mortgage with a mortgage company your conveyancer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook specifications . Even if you were a cash buyer you would be ill advised not to carry out Harold Park conveyancing searches.
At what point will exchange of contracts happen for purchase conveyancing in Harold Park and am I required to attend the conveyancers branch?
If you are local to one of the conveyancing solicitors in Harold Park you are welcome to attend to sign contracts. However, the lender approved solicitors we recommend offer a countrywide conveyancing service and give just as comprehensive and professional a job for you when communicating with you electronically. The executing of the purchase agreement is not the point of no return. Signing on the dotted line is necessary for the firm to address the formalities at the appropriate time, which will usually be very shortly after signing. The exchange process is is usually a five minute process, although where a long "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Harold Park)to be in the office at the appropriate time.
I am about to put a bid on a leasehold property in Harold Park. The estate agents tell me that it is normal for flats in Harold Park to have less than 75 years unexpired on the lease. I am obtaining a loan with Tesco Bank. Will the property be mortgageable given that the lease has 69 years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 3/11/2025 the requirements read as follows :
Is it the case that all Harold Park conveyancing solicitors on the Bank of Ireland conveyancing panel are regulated by the SRA?
As a firm of solicitors, in order to be on the Bank of Ireland conveyancing panel they would need to be governed by the Solicitors Regulatory Authority. The majority of lenders do permit licenced conveyancers on their panel in which case such practice would be regulated by the CLC.
We have agreed to purchase a house in Harold Park. One unusual aspect is that the roof has a solar panel. Barclays have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Barclays your lawyer must check the conveyancing instructions contained in Section 2 of UK Finance Lenders’ Handbook for Barclays. The Council of Mortgage Lenders’ Handbook stipulates minimum specifications for solar panel roof-space leases, and lawyers are required to report to Barclays where a lease does not satisfy these specifications. The specifications relate to the installation of panels on properties nationwide and is not limited to Harold Park.
I am expecting a DIP from TSB this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do TSB recommend any Harold Park solicitors on the TSB conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Harold Park solicitors independently although you'll need to choose one on the TSB conveyancing panel. The solicitor represents both you and TSB through the process.
I am buying a new build flat in Harold Park. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Harold Park
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Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please supply a car parking plan. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
I am looking into buying my first house which is in Harold Park and I am already nervous. I couldn't find anything specific about Harold Park. Conveyancing will be needed in due course but do you know about the Harold Park area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Harold Park. In the meantime here are some basic statistics that we found