My husband and I are hoping to buy a house in Crook Log and have appointed a Crook Log conveyancing practice. Within the last couple of days our property lawyer has sent a preliminary report and documents to look through with a view to exchanging next week. Skipton Building Society have this afternoon contacted us to advise us that there is now an issue as our Crook Log conveyancer is not on their approved list of lawyers. What do we do from here?
Where you are buying a property with the assistance of a mortgage it is standard for the purchasers' lawyers to also represent the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your solicitor should contact your bank and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You don't have to instruct a firm on the bank's conveyancing panel as you are at liberty to use your preferred Crook Log lawyers, in which case it will likely add costs, and it will likely delay the transaction as you have another set of people involved.
We were just about to sign contracts for a freehold house in Crook Log. We encountered a snag. The mortgage offer with Chelsea Building Society runs out on 10/11/2025 but the vendors are insisting on a completion date of 12/11/2025. Can one prolong the loan expiry date?
The best person to deal with your issue is your lawyer who should assess whether they should be discussing with the mortgage company, seller’s solicitors, estate agents or conceivably all three based on what has gone on in your house move to date.
Can you explain why leasehold purchase conveyancing in Crook Log is more expensive?
Crook Log leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.
I'm in the process of viewing houses in Crook Log and I am now considering a potential offer. Should I already have a conveyancer in place at this stage? I am planning to take a home loan with UBS.
You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. Given that you are taking out a mortgage with UBS, ask your prospective lawyers if they are on the UBS conveyancing panel otherwise they can't do the mortgage legal work.
After weeks of negotiation I have agreed a price on a house in Crook Log. My financial adviser suggested a solicitor. I paid an upfront payment of £175. Soon after, the conveyancer contacted me embarrassingly acknowledging that they were not on the Nottingham conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nottingham panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am selling my flat. I had a double glazing fitted in February 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Nottingham are being problematic. The Crook Log solicitor who is on the Nottingham conveyancing panel is recommending indemnity insurance as a solution but Nottingham are requiring a building regulation certificate. Why do Nottingham have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nottingham have referred the matter to their valuer. The reason why Nottingham may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have recentlybecome aware that Action Conveyancing have been shut down. They conducted my conveyancing in Crook Log for a purchase of a leasehold flat 9 months ago. How can I check that my home is in my name in the name of the previous owner?
The easiest method to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Crook Log conveyancing specialists.
How straightforward is it to use the search tool to select a conveyancing solicitor in Crook Log on the authorised to act for my lender?
Step one is to pick a lender such as Yorkshire Building Society, The Royal Bank of Scotland or TSB then specify your location for example Crook Log. Conveyancing practices in Crook Log and across England and Wales should be identified.