Would the conveyancing solicitors indexed on your site perform right to buy conveyancing in Crook Log?
We do have a number of conveyancing lawyers who can handle right to buy conveyancing work You should call the solicitors listed with a view to get a conveyancing quote.
I am the single recipient of my late father’s estate with all property in now in my sole name, including the house in Crook Log. Conveyancing formalities meant that the Land Registry date was in April. I want to move. I do know about the Mortgage Lenders six month 'rule', which means that my proprietorship may be considered the same way as if I'd bought the property in April. Will no one buy the property for half a year?
The CML handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be affected by that. many banks would take a sensible view as this obligation is primarily there to identify subsales or the quick reselling of properties.
Last month we had a mortgage agreed in principle with Nationwide. Crook Log conveyancing practitioners were selected. How long does it take for Nationwide to forward the offer to the lawyer?
Some lenders take longer than others. Have Nationwide conducted the survey? Have you advised Nationwide as to your lawyers' details and checked that your lawyers are on the Nationwide conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I've read lots of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Crook Log solicitor - who is on the UBS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
UBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually UBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Crook Log postcode. As you are getting a mortgage with UBS, you could contact them to see if they have a list of approved surveyors in Crook Log.
I'm buying my first flat in Crook Log with a mortgage from Bank of Scotland. The builders refused to move on the amount so I negotiated 6k of extras instead. The property agent told me not disclose to my conveyancer about this deal as it will put at risk my loan with Bank of Scotland. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What does commercial conveyancing in Crook Log cover?
Commercial conveyancing in Crook Log covers a broad array of services, given by regulated solicitors, relating to business property. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.
My father has suggested that I use his conveyancing solicitors in Crook Log. Should I use them?
No doubt it’s preferable to find a conveyancing lawyer is to have guidance from friends or family who have actually previously instructed the conveyancer you're considering.
I have noted on various consumer advice websites that before selecting a conveyancing solicitors they need approved by your mortgage company. It happens to be my first home move but I have an offer in principle from HSBC and I already have a local conveyancing solicitor in Crook Log lined up. Will Virgin Money insist on an approved solicitor to be selected? Does a directory of panel solicitors even exist so I can choose a conveyancing lawyer in Crook Log?
You should use a solicitor that is on the Virgin Money panel. The simplest thing to do is telephone your preferred Crook Log conveyancing lawyer and ask if they are on the Virgin Money panel. If they are not approved you have numerous options available to you here:
- Complete the deal with your preferred Crook Log conveyancing practitioner but Virgin Money will no doubt retain a solicitor from their conveyancing panel. The net result is additional cost together with potential interruption.
- Get a fresh conveyancer to act in the purchase, making sure they are on the Virgin Money conveyancing panel.
- Convince your conveyancing practitioner to pull out all the stops to get listed on the Virgin Money conveyancing panel.