We are about to sign contracts for a garden flat in Bexley. We have hit a stumbling block. Our mortgage offer with Barclays Direct runs out on 6/1/2027 but the vendors are insisting on a completion date of 8/1/2027. Can one prolong the loan expiry date?
The best person to address this concern is your conveyancer who will determine whether they should be discussing with the lender, owner’s representatives, estate agents or conceivably all parties based on what has gone on in your house move to date.
It is 10 years ago since I bought my property in Bexley. Conveyancing lawyers have recently been retained on the sale but I can't locate my title deeds. Will this cause complications?
You need not be too concerned. First there is a chance that the deeds will be with the lender or they may be in the possession of the lawyers who oversaw your purchase. Secondly in all probability the title will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. Nearly all conveyancing in Bexley involves registered property but in the unlikely event that your home is not registered it adds to the complexity but is not insurmountable.
I have Fifty Six years remaining on my lease and require a lease extension for my apartment in Bexley. Conveyancing solicitors on the Bank of Ireland panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 6/11/2026 the requirements read as follows :
I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what should have been a straight forward, no chain conveyancing. Bexley is the location of the property. What do you suggest?
Flying freeholds in Bexley are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Bexley you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bexley may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am using a search engine for the words conveyancing in Bexley it reveals many solicitorsin the area. How do I determine which is the suitable solicitor for me?
The ideal method of finding a suitable conveyancer is via personal referral, so enquire of friends and those you trust who have acquired a property in Bexley or the respected estate agent or financial adviser. Charges for conveyancing in Bexley vary, so it's a good idea to obtain a minimum of four estimates from different companies. Make sure that you clarify what costs in the quote includes.
We have been told by various estate agents that it should take 6-8 weeks for Bexley conveyancing to complete.This was four weeks ago. The paperwork was only received to my property lawyer a few days ago so now does it countdown?
You need to be realistic about timescales. Property transactions in Bexley takes on average about ten weeks. This timeframe is not because solicitor are slow and deliberately delay matters. The amount of money involved in purchasing any property is so high, the buyer’s property lawyer having to carry out a whole range of enquiries, searches and supplemental checks to protect the purchaser and their lender (if there is to be a mortgage) from expensive, avoidable problems. These investigations involves seeking information from various third parties, including other property lawyer, local councils, private companies, building societies and banks. Many of these are well organised. Others aren't. It is worth noting that, it doesn't matter how quickly your property lawyer do their job, if the people you are purchasing from or are selling to aren't ready, nothing can move forward until they are.