It is a dozen years since I acquired my house in Bexley. Conveyancing solicitors have now been appointed on the sale but I am unable to track down my title documents. Is this a problem?
Don’t worry too much. Firstly the deeds may be with the mortgage company or they may be in the possession of the lawyers who acted in your purchase. Secondly the chances are that the land will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors obtaining up to date copy of the land registers. Nearly all conveyancing in Bexley relates to registered property but in the rare situation where your property is unregistered it adds to the complexity but is not insurmountable.
I have just over seventy years left on my lease and need a lease extension for my apartment in Bexley. Conveyancing solicitors on the Accord Mortgages panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 9/6/2026 the requirements read as follows :
A colleague advised me that in purchasing a property in Bexley there may be various restrictions affecting the ability to carry out external changes to a property. Is this right?
There are a number of properties in Bexley which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Bexley should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I currently have a mortgage with TSB for my property in Bexley. Conveyancing has been completed a year ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform TSB?
Your original mortgage agreement with TSB will provide that you need their approval before letting out your property as this is likely to be a breach of TSB’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact TSB directly. You need not do this via a TSB conveyancing panel lawyer.
I am due to exchange contracts on my apartment. I had a double glazing fitted in December 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, HSBC are being difficult. The Bexley solicitor who is on the HSBC conveyancing panel is saying indemnity insurance will be fine but HSBC are requiring a building regulation certificate. Why do HSBC have a conveyancing panel if they don't accept advice from them?
It is probably the case that HSBC have referred the matter to their valuer. The reason why HSBC may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I'm refinancing my primary house to a BTL mortgage with Barclays Direct and intend to use the remaining equity as a deposit on further house. The location we are talking about is Bexley. Will your solicitors be able to act for both sets of banks and link together the conveyances?
Make use of our search tool on this page to ensure that the conveyancers are approved by both mortgage companies. On the basis that they are your solicitor will be able to simultaneously deal with the two transactions but you should talk with you lawyer and specify your desired outcome and needs.
I have been sourcing a conveyancing practitioner in Bexley for my home move. Is it possible to see a solicitor's record with the legal regulator?
Members of the public can review published Solicitor Regulator Association (SRA) determinations arising from inquisitions started on or after Jan 2008. Visit Check a solicitor's record. For details Pre 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, use +44 (0)121 329 6800. The regulator may monitor call for training purposes.
I need to assess quotes for conveyancing in Bexley from various conveyancing practitioner and decide on one. Am I right to ask them to hold tight until I a suitable apartment to buy.
You should only ask your lawyer to open a file and apply for searches once the sales memo has been issued by the selling agent particularly as Bexley conveyancing searches are costly.