Why is leasehold purchase conveyancing in Bexleyheath is more expensive?
Bexleyheath leasehold conveyancing transactions usually involve additional investigations than freeholds including investigating the Lease, liaising with the Landlord such as serving appropriate notices on the Landlord or managing agent, obtaining up-to-date service charge and management information, obtaining Landlord’s consents and reviewing management accounts and formation documents.
I had a mortgage agreed in principle with Principality. Bexleyheath conveyancing practitioners are instructed. What is the average time that one could expect to receive a mortgage offer from Principality?
Some lenders take longer than others. Have Principality completed the survey? Have you informed Principality as to your lawyers' details and checked that your lawyers are on the Principality conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am currently in the process of buying my council flat in Bexleyheath. I have a mortgage agreed with HSBC. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with HSBC, you will need to appoint a solicitor on the HSBC conveyancing panel.
TSB have agreed my home loan in principle, my bid on a property in Bexleyheath has been accepted, what happens next?
The property agent will wish to be informed of your conveyancing practitioner's details (ensure that the conveyancers are on the bank’s panel). Call up TSB or your broker and complete any relevant paperwork. TSB will appoint a valuer who will get in touch with the selling agent or owners to book an appointment. Once carried out (assuming no problems) it takes approximately a week for the mortgage offer to be issued. TSB will send the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Bexleyheath.
What does a local search tell me concerning the property I am buying in Bexleyheath?
Bexleyheath conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search organisations for example Onsearch The local search plays an important role in most Bexleyheath conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your property. The search will reveal information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject sections.
My wife and I own a semi-detached Victorian property in Bexleyheath. Conveyancing solicitor acted for me and Bank of Scotland. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold with the exact same property. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bexleyheath and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with your conveyancing solicitor who conducted the work.
I am selling my home. My former lawyers closed down. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Bexleyheath if that makes a difference.
You should use our search tool to help you find a solicitor for your conveyancing in Bexleyheath. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.
Is it true that a Bexleyheath conveyancing practice taken to court by clients for not carrying out the appropriate conveyancing investigations?
We are not aware of such a Bexleyheath conveyancing claim but it has been reported that, a couple purchasing a property elsewhere in England successfully sued their solicitor as a consequence of development plans to erect a wind farm not being picked up in conveyancing searches.
If you are purchasing in Bexleyheath It is essential that your conveyancing practitioner conduct all Bexleyheath conveyancing searches needed to ensure you have accurate and current information ahead of acquiring a property.