What does my ID and proof of funds have anything to do with my conveyancing in Upton? Is this really necessary?
It is indeed that case that the requirement set out by your solicitor has nothing to do with conveyancing in Upton. However these days you will not be able to complete any conveyancing process if you have not handing over evidence of your identity. Ordinarily this takes the form of a either your passport or driving licence as well as a utility bill. Remember if you are providing your driving licence as proof of identification it must be both the paper element and photo card part, one is not acceptable in the absence of the other.
Proof of your origin of monies is required under Money Laundering Regulations. You should not be offended when when this is requested of you as your conveyancing solicitor will need to retain this information on record. Your Upton conveyancing lawyer will need to see evidence of proof of funds prior to accepting any monies from you into their client account and they should also ask further queries concerning the source of funds.
I am currently in the process of buying my council flat in Upton. I have a mortgage agreed with Aldermore. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Aldermore, you will need to appoint a solicitor on the Aldermore conveyancing panel.
I have a mortgage with Nationwide for my property in Upton. Conveyancing was finalised a year ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Nationwide?
Nationwide must be informed of your intention prior to renting your property as this is likely to be a breach of Nationwide’s mortgage conditions. It may be that Nationwide will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Nationwide directly. It should not be necessary to do this via a Nationwide conveyancing panel solicitor.
After weeks of negotiation I have agreed a price on an apartment in Upton. My mortgage broker pressured me to appoint their property lawyer. I paid an upfront payment of £225. A few days later, the conveyancer contacted me to say that they were not on the Principality conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Principality panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I used Wolstenholmes several years past for my conveyancing in Upton. I now require my file but cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Upton of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does the Landlord & Tenant Act 1954 affect my business property in Upton and how can your lawyers assist?
The 1954 Act gives security of tenure to business lessees, giving them the right to make a request to court for a renewal tenancy and continue in occupation at the end of the lease term. There are limited grounds where a landlord can refuse a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing solicitors who use the act to your advantage and help with commercial conveyancing in Upton
In my capacity as executor for the will of my grandmother I am selling a residence in Newport but reside in Upton. My conveyancer (who is 235 kilometers from mehas requested that I execute a stat dec prior to completion. Could you suggest a conveyancing solicitor in Upton who can attest this legal document for me?
strictly speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will suffice regardless of whether they are Upton based
A conveyancing firm dealt with my conveyancing in Upton four years past having archived my title documents but has now closed – What steps do I now take to retreive these?
Deeds, as such, are no longer appropriate for most properties in Upton are recorded electronically at Land Registry. If you need to show ownership or are selling or refinancing your solicitor will need to obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.