I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Muswell Hill. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 10/7/2025, the requirements read as follows :
My wife and I are purchasing a house in Muswell Hill. It might be a silly question but how we can trust a lawyer? At some point we will need to put money into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Is there a list of Aldermore panel solicitors in Muswell Hill on the Building Society Association’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association sites. Very few mortgage companies make their panel listings available online. Where you are looking for a Muswell Hill lawyer on the Aldermore please use our tool.
I have today made my last payment due on my mortgage with Co-operative. I assume I don't need a Muswell Hill lawyer on the Co-operative panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Co-operative has sent the Land Registry the discharge electronically, and
- Co-operative has instructed the Land Registry to do so
Is it necessary to take out insurance to cover chancel repairs when purchasing a house in Muswell Hill?
Unless a prior purchase of the property completed post 12 October 2013 you could assume that conveyancing practitioners handling conveyancing in Muswell Hill to remain recommending a chancel search and or chancel repair liability insurance.
I have justbecome aware that Stirling Law have been shut down. They conducted my conveyancing in Muswell Hill for a purchase of a freehold house 9 months ago. How can I establish that my home is not still registered in the name of the previous owner?
The quickest way to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Muswell Hill conveyancing specialists.
How does conveyancing in Muswell Hill differ for new build properties?
Most buyers of new build property in Muswell Hill come to us having been asked by the developer to exchange contracts and commit to the purchase even before the premises is completed. This is because new home sellers in Muswell Hill usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Muswell Hill or who has acted in the same development.
I am an executor of my recently deceased mother’s Will, with a bungalow in Muswell Hill which is to be sold. The property is unregistered at HMLR and I'm advised that many buyers solicitors will insist that it is in place before they'll proceed. What's the mechanism for this?
In the circumstances you refer to it seems advisable to seek to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. HMLR’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and certified copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.