Can I use your services to recommend a Conveyancing solicitor in Hornsey even if I’m not purchasing or disposing of a house, for instance where I want to buy an office in Hornsey with a loan from Clydesdale?
Our comparison service is primarily utilised to select residential conveyancing solicitors in Hornsey but we have listed at the bottom of this page some Hornsey commercial conveyancing firms. You should make contact with the company directly to establish if they are also authorised to represent Clydesdale
We are expecting a mortgage offer soon. The lender mentioned the mortgage came with free conveyancing. Is the implication that I have to instruct their panel solicitor as I would prefer to use a specialised conveyancing solicitor in Hornsey?
You should check but the the likelihood is that appoint one of their panel solicitors should you take up the "fee-free" deal. Contact the bank and ask if they offer you a monetary alternative. Some lenders have previously offered a £250 cashback as a further option in which case that money can go towards the cost for your conveyancing solicitor near Hornsey.
We previously appointed conveyancers based in Hornsey on the UBS solicitor approved list. They are now charging me an additional fee for the legal aspects of the UBS mortgage. Is this an additional conveyancing fee specified by UBS?
Provided it is contained in their Terms of Engagement or estimate then yes your lawyer may levy a fee for this. This charge is not set by UBS but by your Hornsey solicitor. Plenty of firms on the UBS panel will levy an ‘acting for lender’ fee and others do not.
My wife and I have arranged the release of further monies on our mortgage from Clydesdale as we intend to carry out improvements to our property in Hornsey. Do we need to appoint a local Hornsey solicitor on the Clydesdale conveyancing panel to deal with the legals?
Clydesdale do not ordinarily require a member of their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Clydesdale conveyancing panel.
I currently have a mortgage with Santander for my property in Hornsey. Conveyancing was finalised months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Santander?
You must advise Santander in advance of letting out your property as this is likely to be a breach of Santander’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Santander directly. You need not do this via a Santander conveyancing panel firm.
Just acquired a terraced house in Hornsey , What is the estimated time for the Land Registry to deal with the formalities evidencing my ownership? My Hornsey conveyancing solicitor has been very slow, so I want to check that my name is recorded.
There is nothing unique about conveyancing in Hornsey registration formalities. Rather than based on location, timescales can differ according to who lodges the application, whether it is in order and whether the Land registry must send notices to any 3rd persons or bodies. Currently approximately three quarters of submission are completed in less than three weeks but some can be subject to longer hold-ups. Historically registration occurs after the new owner is living at the property therefore an expedited registration is not typically top priority yet if it is urgent that the the registration takes place urgently then you or your lawyers must communicate with the Registry to express the reasoning for the application to be prioritised.
I've recently found out that there is a flying freehold element on a house I put an offer in last month in what should have been a simple, chain free conveyancing. Hornsey is where the house is located. Is there any guidance you can impart?
Flying freeholds in Hornsey are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Hornsey you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hornsey may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am on look out for some leasehold conveyancing in Hornsey. Before I set the wheels in motion I require certainty as to the number of years remaining on the lease.
Assuming the lease is recorded at the land registry - and 99.9% are in Hornsey - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I inherited a a ground floor purpose built flat in Hornsey. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal determine the amount due for the purchase of the freehold?
Most certainly. We can put you in touch with a Hornsey conveyancing firm who can help.
An example of a Freehold Enfranchisement decision for a Hornsey premises is 7 Aubrey Road in December 2010. By an order of the county court on 15/12/2009 the freehold interest inthe Property known as 7 Aubrey Road London N8 9HH (the Property) and registered at HM Land Registry under title number MX439124 was vested in the applicants. The Tribunal calculated that the total enfranchisement premium, assessed in accordance with Schedule 6 to the Act, was £54,633. This case was in relation to 3 flats. The unexpired term was 73.27 years.