Would the conveyancing practitioners identified through your search tool execute auction conveyancing in Whimple?
We know of a number of niche lawyers we can put you in touch with those conducting auction conveyancing. Whimple is just one of our areas of in which our lawyers cover.
My husband and I are purchasing a 1 bedroom flat in Whimple with a mortgage from Platform Home Loans Ltd.We have a Whimple conveyancing solicitor but Platform Home Loans Ltd says she’s not on their approved list of firms. we are left little option but to use a Platform Home Loans Ltd panel lawyer or retain our local solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; Can we not simply insist that Platform Home Loans Ltd use our lawyer?
No, not really. The mortgage offered to you contains terms and conditions, one of which will be that conveyancers needs to be on the Platform Home Loans Ltd approved list. in the past, most mortgage companies had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Platform Home Loans Ltd
A colleague advised me that if I am purchasing in Whimple I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Whimple conveyancing searches. It is a large report of about 40 pages, listing and setting out significant information about Whimple around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful information concerning Whimple.
How does conveyancing in Whimple differ for newly converted properties?
Most buyers of new build property in Whimple approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the house is finished. This is because house builders in Whimple tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Whimple or who has acted in the same development.
I opted to have a survey done on a house in Whimple prior to instructing lawyers. I have been informed that there is a flying freehold element to the house. My surveyor advised that some banks tend not issue a mortgage on this type of home.
It depends who your proposed lender is. Santander has different instructions from Birmingham Midshires. Should you wish to call us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Whimple. Conveyancing will be smoother if you use a solicitor in Whimple especially if they are accustomed to such properties in Whimple.
How does the Landlord & Tenant Act 1954 affect my commercial premises in Whimple and how can you help?
The particular law that you refer to affords security of tenure to commercial leaseholders, granting the right to make a request to court for a renewal tenancy and continue in occupation at the end of an expired lease. There are certain specified grounds that a landlord can refuse a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Whimple is one of the hundreds of areas of the UK in which our lawyers are based