I'm in the process of switching my existing standard loan to a BTL Britannia mortgage. I have been informed by my broker that I need a conveyancer as part of the process. I spoke to the same East Dulwich conveyancing firm who who did the conveyancing when I first bought the premises. The quote they've given of £450 plus VAT has surprised me as its a refinance than a sale or purchase.
The charges appear a bit high. Where you are content to expend time scrutinising charges you could get the conveyancing a bit cheaper by say £125. That being said, providing that you were happy with the legal work the firm offered you maycome to regret opting for an an unknown conveyancer. Remember to enquire the firm can represent Britannia. You can use our search tool to locate a East Dulwich conveyancing firm on the Britannia approved list of lawyers, which can often include conveyancing solicitors in East Dulwich.
My bid for a property was accepted at auction in East Dulwich. Conveyancing is required. What is next?
Given that you are now exchanged you must hire the services of a conveyancing lawyer as a matter of priority as you now have a tight a drop dead date to complete the deal. Every auction property should have a corresponding legal pack. This should include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold property the conveyancing papers should include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to leasehold premises. You must hand this to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that that you have the requisite funding in place to complete on the on the contractual date .
Is it the case that all East Dulwich solicitors on the Skipton conveyancing panel are governed by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Skipton conveyancing panel they would need to be regulated by the SRA. Some banks do allow licenced conveyancers on their panel in which case such organisation would be regulated by the CLC.
I am due to exchange contracts on my house. I had a double glazing fitted in May 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Kent Reliance are being problematic. The East Dulwich solicitor who is on the Kent Reliance conveyancing panel is saying indemnity insurance will be fine but Kent Reliance are insisting on a building regulation certificate. Why do Kent Reliance have a conveyancing panel if they don't accept advice from them?
It is probably the case that Kent Reliance have referred the matter to their valuer. The reason why Kent Reliance may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
What will a local search inform me regarding the property I am buying in East Dulwich?
East Dulwich conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search organisations for example PSG The local search plays a central role in most East Dulwich conveyancing purchase; as long as you wish to avoid any nasty surprises after you move into your new home. The search should provide data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.
I have recentlydiscovered that Wolstenholmes have been shut down. They conducted my conveyancing in East Dulwich for a purchase of a leasehold flat 10 months ago. How can I check that my home is not still registered in the name of the previous owner?
The quickest way to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of East Dulwich conveyancing specialists.
I am looking for a ground for flat up to £195,000 and identified one near me in East Dulwich I like with amenity areas and railway links in the vicinity, the downside is that it only has 61 years on the lease. There is not much else in East Dulwich in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?
Should you require a home loan that many years may be problematic. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the current owner has owned the property for at least twenty four months you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer about this.
I am on look out for some leasehold conveyancing in East Dulwich. Before I set the wheels in motion I require certainty as to the remaining lease term.
If the lease is registered - and almost all are in East Dulwich - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
After years of dialogue we are unable to agree with our landlord on how much the lease extension should cost for our flat in East Dulwich. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
Most definitely. We can put you in touch with a East Dulwich conveyancing firm who can help.
An example of a Lease Extension case for a East Dulwich residence is Flat 1 40-42 Ewelme Road in August 2012. the Tribunal assessed the premium for the lease extension in the sum of £11,800 This case related to 1 flat. The unexpired residue of the current lease was 61.81 years.