Can the conveyancing practitioners Indexed on your site carry out auction conveyancing in West Dulwich?
We know of a few auction lawyers we can put you in touch with those specialising in auction conveyancing. West Dulwich is one of the many locations where our lawyers have a presence.
Why do I have to pay up front when it comes to conveyancing in West Dulwich?
If you are buying a property in West Dulwich your lawyer will ask you to provide them with funds to cover the the cost of the conveyancing searches. Ordinarily this is requested to cover the fees of the Local Authority Search. If any deposit is payable against the total price then this will be asked for immediately prior to exchange of contracts. The final balance that is due will be payable shortly before completion.
I am buying a 3 bedroom semi in West Dulwich. We would like to carry out an extension to the side at the house.Will the conveyancing process involve checks to determine if these works are permitted?
Your property lawyer will review the registered title as conveyancing in West Dulwich can on occasion identify restrictions in the title documents which prevent categories of alterations or necessitated the consent of a 3rd party. Certain additions call for local authority planning permissions and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be prudent to check these issues with a surveyor before you commit yourself to a purchase.
I have today made my last payment due on my mortgage with Coventry BS. I assume I don't need a West Dulwich conveyancer on the Coventry BS panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Coventry BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Coventry BS mortgage from the register. Coventry BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Coventry BS has sent the Land Registry the discharge electronically, and
- Coventry BS has instructed the Land Registry to do so
I've read lots of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local West Dulwich solicitor - who is on the Nationwide conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Nationwide will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nationwide will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own West Dulwich surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I note that there are debates on Chancel Insurance on online forums. Am I compelled to take this when purchasing a residence in West Dulwich? or I am told that there is a law dating back centuries that means some homeowners living in a parish church boundary may be liable to pay for repairs towards the chancel in proximity to the church. Is this suitable for conveyancing in West Dulwich?
Unless a previous acquisition of the house took place after 12 October 2013 you could assume that conveyancing practitioners handling conveyancing in West Dulwich to remain recommending a chancel search and or insurance against a claim.
Over the last few months I have been searching for a flat up to £305k and identified one close by in West Dulwich I like with a park and transport links in the vicinity, however it's only got 52 years unexpired on the lease. There is not much else in West Dulwich for this price, so just wondered if I would be making a grave error acquiring a short lease?
If you require a home loan the remaining unexpired lease term will likely be problematic. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of 2 years you can request that they start the process of the extension and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this matter.
I am four weeks into a residential purchase having been directed to a firm by the selling agent to do our conveyancing in West Dulwich. We are not happy. Can you help me find new solicitors?
They would need to be very poor to suggest diss instructing them. Has the mortgage been generated? If so you need to make them aware of the new contact details and have the loan are issued to the new lawyers. Your new conveyancer needs to be on the banks approved list to avoid escalating charges and complications. So that should be your starting point. The search tool can assist you in finding a lender approved solicitor for your home move in West Dulwich