I am purchasing a ground floor flat in Ravensthorpe. My property lawyer is not on the bank conveyancing list. Is it possible for me to continue with my Ravensthorpe conveyancing solicitor notwithstanding that they are excluded from the lender panel of approved conveyancing solicitors?
Various options include
- Complete the purchase with your chosen Ravensthorpe conveyancer but your lender will need to instruct a conveyancer on their approved panel. The net result is additional fees together with likely delay.
- Choose a fresh lawyer to act in the purchase, ensuring that they are on the lender conveyancing panel.
- Appeal to your conveyancer to attempt to join the bank panel
How up to date is your database of Ravensthorpe solicitors on the HSBC conveyancing panel? Do HSBC send you an updated list?
Ravensthorpe conveyancing firms themselves provide us confirmation that they are on the HSBC conveyancing panel as opposed to being supplied with a list from HSBC directly.
I used Stirling Law a few years ago for my conveyancing in Ravensthorpe. I now require my papers but the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Ravensthorpe of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
The estate agent has sent us the confirmation of our purchase of a new build flat in Ravensthorpe. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Ravensthorpe
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The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please confirm the Lease plans are architect prepared. Forfeiture - bankruptcy or liquidation must not apply under this provision.
I need to instruct a conveyancing solicitor for some conveyancing in Ravensthorpe. I have chance upon a web site which seems to have the perfect offering If there is a chance to get all formalities done via phone that would be ideal. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I am hoping to complete next month on a leasehold property in Ravensthorpe. Conveyancing solicitors inform me that they will have a report out to me tomorrow. Are there areas in the report that I should be focusing on?
Your report on title for your leasehold conveyancing in Ravensthorpe should include some of the following:
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Whether the landlord has obligations to ensure rights of quiet enjoyment over your premises and do you know what it means in practice? The unexpired lease term. You should receive guidance as what happens when the lease ends, and informed of the importance of the 80 year mark Information as to the provision as set out in the lease to to contribute towards maintenance costs - with regard to both the building, and the more general rights a lessee enjoys Your lawyers should enable you to have an understanding of the insurance obligations Does the lease require carpeting throughout thus preventing wood flooring?
Ravensthorpe Conveyancing for Leasehold Flats - Examples of Queries before Purchasing
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How much is the maintenance charge and ground rent on the apartment? Is the freehold owned jointly by the leaseholders? Can you inform me if there are any major works in the near future that will add a premium to the service charges?