The Dorking conveyancing firm handling our Dorking conveyancing has discovered a discrepancy when comparing the assumptions in the home valuation report and what is in the title deeds. My lawyer informs me that he must check that the bank is OK with this discrepancy and is content to go ahead. Is my conveyancer’s course or action legitimate?
Your conveyancer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
Our mortgage company has suggested solicitors on their panel based in Dorking but I would rather instruct a conveyancing lawyer in Dorking or nearer to where I live. Can you help?
Far from all Dorking conveyancing solicitors are listed all lender’s conveyancing panel. Use our find an approved solicitor tool to find a Dorking conveyancing conveyancer on the on the bank panel.
Forgive me if this question is silly but I am wet behind the ears as a 1st time purchaser of a two bedroom flat in Dorking. Do I collect the keys to the house on the completion date from my lawyer? If so, I will instruct a local conveyancing solicitor in Dorking?
On the day of completion you will not be required to go to the conveyancers office in Dorking. Your solicitors will electronically transfer the purchase money to the seller's conveyancers, and once they have received this, you should be called to collect the keys from the selling Agents and move into your new home. This tends to happen early afternoon.
We had chosen conveyancing lawyers locally in Dorking on the Nationwide solicitor approved list. They are now charging me a separate charge for handling the Nationwide mortgage. Is this a supplemental conveyancing fee specified by Nationwide?
Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your conveyancer is entitled to charge a fee for this. The fee is not set by Nationwide but by your Dorking conveyancing practitioner. Numerous firms on the Nationwide panel will charge ’dealing with mortgage’ fee and others do not.
TSB have agreed my home loan in principle, my offer on a flat in Dorking has been accepted, what are the next steps?
Your property agent will need to be advised as to your property lawyer's details (make sure the conveyancing practitioners are on the bank’s approved list). Call up TSB or the financial adviser and complete any appropriate documentation. TSB will appoint a valuer who will get in touch with the estate agent or seller to schedule a time for the valuation to occur. Once conducted (assuming no problems) it takes about a week for the mortgage offer to be issued. TSB will send the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Dorking.
About to purchase a new build apartment in Dorking. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Dorking
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Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.
My brother has recommend that I use his lawyers for conveyancing in Dorking. Should I find my own solicitor?
Much as we are happy to recommend a Dorking conveyancing lawyer the ideal way to choose a conveyancing practitioner is to get guidance from friends or relatives who have actually previously instructed the conveyancer that you are contemplating using.
How up-to-date is your database of lawyers on the bank conveyancing panel in Dorking? Do the banks send you an updated list?
Dorking law firm practices and firms conducting conveyancing in Dorking themselves provide us confirmation that they are on the mortgage company conveyancing panel as opposed to being supplied with a list from the lender directly.