I was advised today by my mortgage adviser that my Dorking lawyer is not on the lender Solicitor panel. What can I do to be sure that this is correct?
The sensible course of action for you to take is to call your Dorking lawyer directly. It is reasonable to expect your lawyer to notify you of the situation. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your bank.
Can you recommend a Barclays allowed Dorking conveyancing lawyer finish our home move within less than a month? Would it be better to use a high street Dorking firm or an online firm?
We would be happy to suggest some excellent Dorking conveyancing firms. Another option is to visit the main road in Dorking. Go in to two or three law practices and ask to see a conveyancing solicitor for a costs illustration. Discuss your expectations together with the reasons and ask for an assurance on speed. Choose the lawyer that genuine.
My property lawyer in Dorking is not listed on the The Royal Bank of Scotland Approved Panel. Is it possible for me to continue with my prefered solicitor notwithstanding that they are excluded from the The Royal Bank of Scotland approved list?
Your options are as follows:
- Carry on with your preferred Dorking solicitors but The Royal Bank of Scotland will need to use a conveyancer on their list of acceptable firms. This will result in additional total conveyancing charges and cause delays.
- Get an alternative practitioner to to deal with the conveyancing, not forgetting to check they are on the The Royal Bank of Scotland panel
My uncle informed me that in purchasing a property in Dorking there may be various restrictions preventing external changes to a property. Is this right?
We are aware of anumerous of properties in Dorking which have some sort of restriction or requirement of consent to execute external changes. Part of the conveyancing in Dorking should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I happen to be the only recipient of my late father’s will and I have everything in my name now, including the house in Dorking. The Dorking property was put into my name in May. I want to move. I do know about the Mortgage Lenders six month 'rule', meaning my proprietorship will be treated the same way as if I'd bought the house in May. Do I have to wait 6 months to sell?
The Council of Mortgage Lenders’ handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be caught by that. many lenders would take a pragmatic view as this clause is principally there to pick up on the purchase and immediately sell or the flipping of properties.
Planning on purchasing a apartment in Dorking. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Bank of Ireland conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Dorking conveyancer is on the Bank of Ireland conveyancing panel.
I have been on the look out for a ground for flat up to £195,000 and identified one near me in Dorking I like with open areas and station nearby, the downside is that it only has 49 years unexpired on the lease. There is not much else in Dorking in this price bracket, so just wondered if I would be making a mistake buying a short lease?
Should you require a mortgage the shortness of the lease may be an issue. Discount the price by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for a minimum of twenty four months you may request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this matter.
My husband and I are in the market for a trustworthy conveyancing lawyer in Dorking to help me sell my apartment. I want to avoid being ripped off and there's many Dorking conveyancing practices to pick from...who's the best?
To get quotes for your move from the conveyancing firms that provide services in Dorking please use our quote tool.