My fiance and I are intent on acquiring a ground floor flat in Leatherhead. My Conveyancer is not on the lender approved panel. Can I still continue with my Leatherhead conveyancing solicitor even though they are excluded from the bank approved list?
One must instruct a conveyancer to complete the formalities if you require a mortgage to purchase your property. They will carry out all the appropriate investigations on the property, make sure that you will be registered as proprietor and ensure that all the necessary mortgage paperwork is dealt with. You can select a Leatherhead solicitor of your choosing. Nevertheless, if the lawyer selected is not a member of the mortgage company conveyancing panel further charges will be incurred as separate legal representation will be need by the bank. Lender panel applications can be submitted, so provided your solicitor has not historically sought membership they should take the chance to apply.
There is lots of information on this site regarding conveyancing in Leatherhead but what is your top tip for finding the right conveyancer in Leatherhead
It would be unwise to be swayed by the lowest Leatherhead conveyancing costs illustration. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
My bid for a property was accepted at auction in Leatherhead. Conveyancing is necessary. What are my next steps?
Now that you are legally committed yourself to purchase you now have to instruct a conveyancing solicitor as a matter of urgency as you now have a fast approaching deadline in which to complete the deal. Every auction property will ordinarily have an associated legal pack. This will include evidence of title and search results. In the case of leasehold premises the auction pack should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation relating to leasehold premises. You must hand this to your appointed conveyancing solicitor as soon as possible. Do make sure that your finances are in place to complete the transaction on the set completion date.
Our offer on a semi in Leatherhead has been agreed to, but there is a chain. The vendors have placed an offer on on an apartment, but it’s not yet agreed to, and are looking at other properties booked. I have chosen a nearby conveyancing solicitor in Leatherhead. What should be my next step? At what point do I apply for the mortgage with Skipton?
It is understandable to have concerns where there is a chain as you are unlikely to want to incur costs prematurely (mortgage application is approx one thousand pounds, then survey, Leatherhead conveyancing search costs, etc). The first course of action is to check that your conveyancing practitioner is on the Skipton conveyancing panel. As to the subsequent phase this very much dictated by the uniqueness of your case, desire for the property and on the state of the market. In a buoyant market some buyers will apply for the mortgage with Skipton and arrange for the valuation and only if it comes back ok would they request their lawyer to proceed with searches.
I used Action Conveyancing several years past for my conveyancing in Leatherhead. I now require my file but cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Leatherhead of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Due to the guidance of my in-laws I had a survey completed on a property in Leatherhead ahead of retaining lawyers. I have been advised that there is a flying freehold aspect to the house. The surveyor advised that some lenders may refuse to give a mortgage on this type of home.
It varies from the lender to lender. Bank of Scotland has different instructions from Halifax. If you e-mail us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Leatherhead. Conveyancing may be slightly more expensive based on your lender's requirements.
I need to find a conveyancing solicitor for remortgage conveyancing in Leatherhead. I've stumble upon a web site which looks to be the perfect solution If there is a chance to get all formalities completed via web that would be ideal. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Can you offer any advice when it comes to finding a Leatherhead conveyancing firm to deal with our lease extension?
If you are instructing a property lawyer for your lease extension (regardless if they are a Leatherhead conveyancing firm) it is essential that they be familiar with the legislation and specialises in this area of conveyancing. We recommend that you make enquires with several firms including non Leatherhead conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions could be of use:
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What are the legal fees for lease extension conveyancing? What volume of lease extensions have they conducted in Leatherhead in the last year?
Leatherhead Leasehold Conveyancing - A selection of Questions you should ask Prior to Purchasing
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It would be prudent to find out as much as you can concerning the managing agents as they can either make life much simpler or uncomfortable. As the owner of a leasehold property you are frequently in the clutches of the managing agents from a financial perspective and when it comes to day to day matters such as the upkeep of the common parts. Enquire of other people whether they are happy with them. Finally, find out the dates that you are obliged pay the maintenance charge to the appropriate party and precisely what you get for your money. Does the lease have onerous restrictions? Who is in charge of the block?